First Internet Bancorp vs RED River Bancshares
First Internet Bancorp and RED River Bancshares are similar in size: $116m and $126m of revenue in their latest fiscal years. RED River Bancshares grew faster (14.4% against -13.5%). RED River Bancshares kept more of each dollar of sales as profit: a net margin of 34.1% against -30.2%.
| Latest fiscal year | First Internet BancorpINBK, 2025 | RED River BancsharesRRBI, 2025 |
|---|---|---|
| Revenue | $116m | $126m |
| Revenue growth | -13.5% | 14.4% |
| Net income | −$35.2m | $42.8m |
| Operating margin | — | — |
| Net margin | -30.2% | 34.1% |
| Return on equity | -9.5% | 12.5% |
| Free cash flow | $2.2m | $42.2m |
| Cash | $457m | $213m |
| Total debt | $250m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.24 | $0.54 |
| Dividend yield | 0.9% | 0.7% |
| Share buybacks | $521,000 | $11.1m |
| Employees | 355 | 375 |
| Market value | $237m | $704m |
| Price vs our value range | — | — |
| Moat score | 49 (Moderate) | 86 (Strong) |
| Insider trades, 12 months | 2 buys, 0 sales | 13 buys, 0 sales |