Kemper vs Stewart Information Services
Kemper is the larger business, with $4.79bn of revenue in fiscal 2025 against $2.92bn for Stewart Information Services (1.6 times as much). Stewart Information Services grew faster (17.3% against 3.3%). Stewart Information Services kept more of each dollar of sales as profit: a net margin of 4.0% against 3.0%. Kemper carries less debt relative to equity (35.2% against 39.4%).
| Latest fiscal year | KemperKMPR, 2025 | Stewart Information ServicesSTC, 2025 |
|---|---|---|
| Revenue | $4.79bn | $2.92bn |
| Revenue growth | 3.3% | 17.3% |
| Net income | $143m | $116m |
| Operating margin | — | — |
| Net margin | 3.0% | 4.0% |
| Return on equity | 5.2% | 7.6% |
| Free cash flow | $554m | $132m |
| Cash | $126m | $322m |
| Total debt | $944m | $647m |
| Debt to equity | 35.2% | 39.4% |
| Dividend per share | $1.28 | $2.05 |
| Dividend yield | 3.7% | 4.5% |
| Share buybacks | $302m | $3.9m |
| Employees | 7,400 | 7,800 |
| Market value | $1.99bn | $1.35bn |
| Price vs our value range | — | — |
| Moat score | 55 (Moderate) | 63 (Moderate) |
| Insider trades, 12 months | 6 buys, 1 sales | 19 buys, 3 sales |