Kemper vs Mercury General
Mercury General is the larger business, with $5.99bn of revenue in fiscal 2025 against $4.79bn for Kemper (1.3 times as much). Mercury General grew faster (9.4% against 3.3%). Mercury General kept more of each dollar of sales as profit: a net margin of 9.0% against 3.0%. Mercury General carries less debt relative to equity (23.8% against 35.2%).
| Latest fiscal year | KemperKMPR, 2025 | Mercury GeneralMCY, 2025 |
|---|---|---|
| Revenue | $4.79bn | $5.99bn |
| Revenue growth | 3.3% | 9.4% |
| Net income | $143m | $541m |
| Operating margin | — | — |
| Net margin | 3.0% | 9.0% |
| Return on equity | 5.2% | 24.8% |
| Free cash flow | $554m | $1.03bn |
| Cash | $126m | $1.32bn |
| Total debt | $944m | $575m |
| Debt to equity | 35.2% | 23.8% |
| Dividend per share | $1.28 | $1.27 |
| Dividend yield | 3.7% | 1.2% |
| Share buybacks | $302m | — |
| Employees | 7,400 | 4,300 |
| Market value | $1.99bn | $5.71bn |
| Price vs our value range | — | — |
| Moat score | 55 (Moderate) | 56 (Moderate) |
| Insider trades, 12 months | 6 buys, 1 sales | 1 buys, 0 sales |