Lcnb vs Uscb Financial Holdings
Lcnb and Uscb Financial Holdings are similar in size: $92.0m and $90.2m of revenue in their latest fiscal years. Lcnb grew faster (13.3% against 9.1%). Uscb Financial Holdings kept more of each dollar of sales as profit: a net margin of 28.9% against 25.1%.
| Latest fiscal year | LcnbLCNB, 2025 | Uscb Financial HoldingsUSCB, 2025 |
|---|---|---|
| Revenue | $92.0m | $90.2m |
| Revenue growth | 13.3% | 9.1% |
| Net income | $23.1m | $26.1m |
| Operating margin | — | — |
| Net margin | 25.1% | 28.9% |
| Return on equity | 8.8% | 12.1% |
| Free cash flow | $33.4m | $42.5m |
| Cash | $21.6m | $38.5m |
| Total debt | $104m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.88 | — |
| Dividend yield | 4.4% | 2.1% |
| Share buybacks | — | $34.6m |
| Employees | — | 205 |
| Market value | $282m | $390m |
| Price vs our value range | — | — |
| Moat score | 53 (Moderate) | — |
| Insider trades, 12 months | 6 buys, 2 sales | 1 buys, 23 sales |