Uscb Financial Holdings, Inc. income statement
In fiscal 2025, Uscb Financial Holdings, Inc. reported revenue of $90.2m, up 9.1% on the year before and net income of $26.1m, or $1.33 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | 50 | 63 | 69 | 66 | 83 | 90 | 97 |
| Interest expense | 9 | 4 | 7 | 42 | — | — | — |
| Net interest income | 44 | 52 | 64 | 59 | 70 | 84 | 90 |
| Non-interest income | 6 | 11 | 5 | 7 | 13 | 7 | 7 |
| Non-interest expense | 33 | 36 | 39 | 42 | 47 | 52 | 55 |
| Provision for credit losses | −3 | 0 | 2 | 2 | 3 | 2 | 3 |
| Income before tax | 13 | 28 | 27 | 22 | 32 | 36 | 39 |
| Income tax | 3 | 7 | 7 | 5 | 8 | 10 | 11 |
| Net income | 11 | 21 | 20 | 17 | 25 | 26 | 29 |
| Diluted EPS | — | — | — | — | $1.24 | $1.33 | — |
| Diluted shares (average) | — | — | — | — | 20m | 20m | — |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 22 | 23 | 23 | 24 | 25 | 18 | 26 | 28 |
| Net interest income | 18 | 19 | 19 | 21 | 21 | 22 | 22 | 24 |
| Non-interest income | 3 | 4 | 4 | 3 | 4 | −4 | 4 | 4 |
| Non-interest expense | 11 | 13 | 12 | 13 | 13 | 14 | 14 | 14 |
| Provision for credit losses | 1 | 1 | 1 | 1 | 0 | 0 | 1 | 1 |
| Income before tax | 9 | 9 | 10 | 11 | 12 | 3 | 12 | 13 |
| Income tax | 2 | 2 | 2 | 3 | 3 | 2 | 2 | 4 |
| Net income | 7 | 7 | 8 | 8 | 9 | 1 | 9 | 9 |
| Diluted EPS | $0.35 | $0.34 | $0.38 | $0.40 | $0.45 | $0.10 | $0.51 | $0.49 |
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