Live Oak Bancshares vs Servisfirst Bancshares
Live Oak Bancshares and Servisfirst Bancshares are similar in size: $578m and $562m of revenue in their latest fiscal years. Live Oak Bancshares grew faster (18.3% against 16.8%). Servisfirst Bancshares kept more of each dollar of sales as profit: a net margin of 49.2% against 18.3%.
| Latest fiscal year | Live Oak BancsharesLOB, 2025 | Servisfirst BancsharesSFBS, 2025 |
|---|---|---|
| Revenue | $578m | $562m |
| Revenue growth | 18.3% | 16.8% |
| Net income | $106m | $277m |
| Operating margin | — | — |
| Net margin | 18.3% | 49.2% |
| Return on equity | 9.4% | 16.0% |
| Free cash flow | $143m | $355m |
| Cash | $865m | — |
| Total debt | $102m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.12 | — |
| Dividend yield | 0.3% | 3.2% |
| Share buybacks | — | — |
| Employees | — | 666 |
| Market value | $1.61bn | $2.26bn |
| Price vs our value range | — | — |
| Moat score | 38 (Weak) | 89 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 2 sales |