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Live Oak Bancshares, Inc. income statement

In fiscal 2025, Live Oak Bancshares, Inc. reported revenue of $578m, up 18.3% on the year before and net income of $106m, or $2.23 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue6775110136251204204281457565449489578610
Interest expense569152555889464117343———
Net interest income1115264378108140195297328345376448483
Non-interest income56608494173966486160238104113129126
Non-interest expense405572106143153165193231314315303339335
Provision for credit losses−134131061541154151969690
Income before tax28173417984623472112108389143184
Income tax07143−2−55−1244349123745
Net income281021141005118601671767477106140
Diluted EPS$1.37$0.41$0.65$0.39$2.65$1.24$0.44$1.43$3.71$3.92$1.64$1.69$2.23$3.01
Diluted shares (average)20m24m32m35m38m41m41m42m45m45m45m46m46m46m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Live Oak Bancshares, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Live Oak Bancshares, Inc.