Mercury General vs Selective Insurance Group
Mercury General and Selective Insurance Group are similar in size: $5.99bn and $5.34bn of revenue in their latest fiscal years. Selective Insurance Group grew faster (9.8% against 9.4%). Mercury General kept more of each dollar of sales as profit: a net margin of 9.0% against 8.7%. Mercury General carries less debt relative to equity (23.8% against 25.0%).
| Latest fiscal year | Mercury GeneralMCY, 2025 | Selective Insurance GroupSIGI, 2025 |
|---|---|---|
| Revenue | $5.99bn | $5.34bn |
| Revenue growth | 9.4% | 9.8% |
| Net income | $541m | $466m |
| Operating margin | — | — |
| Net margin | 9.0% | 8.7% |
| Return on equity | 24.8% | 13.9% |
| Free cash flow | $1.03bn | $1.19bn |
| Cash | $1.32bn | $18.0m |
| Total debt | $575m | $902m |
| Debt to equity | 23.8% | 25.0% |
| Dividend per share | $1.27 | $1.57 |
| Dividend yield | 1.2% | 1.7% |
| Share buybacks | — | $92.6m |
| Employees | 4,300 | 2,800 |
| Market value | $5.71bn | $6.01bn |
| Price vs our value range | — | — |
| Moat score | 56 (Moderate) | — |
| Insider trades, 12 months | 1 buys, 0 sales | 1 buys, 3 sales |