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First Western Financial vs Plumas Bancorp

First Western Financial and Plumas Bancorp are similar in size: $96.9m and $98.3m of revenue in their latest fiscal years. Plumas Bancorp grew faster (19.2% against 7.6%). Plumas Bancorp kept more of each dollar of sales as profit: a net margin of 30.1% against 13.6%.

Latest fiscal yearFirst Western FinancialMYFW, 2025Plumas BancorpPLBC, 2025
Revenue $96.9m $98.3m
Revenue growth 7.6% 19.2%
Net income $13.2m $29.6m
Operating margin — —
Net margin 13.6% 30.1%
Return on equity 5.1% 13.5%
Free cash flow −$5.8m $20.3m
Cash $200m $80.6m
Total debt $0 $0
Debt to equity — —
Dividend per share — $1.20
Dividend yield — 2.0%
Share buybacks $784,000 —
Employees — —
Market value $304m $438m
Price vs our value range — —
Moat score 29 (Weak) 78 (Strong)
Insider trades, 12 months 0 buys, 23 sales 0 buys, 0 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.