Insperity vs Paychex
Insperity and Paychex are similar in size: $6.81bn and $6.51bn of revenue in their latest fiscal years. Paychex grew faster (16.9% against 3.5%). Paychex kept more of each dollar of sales as profit: a net margin of 27.0% against -0.1%. Paychex carries less debt relative to equity (123.2% against 802.2%).
| Latest fiscal year | InsperityNSP, 2025 | PaychexPAYX, 2026 |
|---|---|---|
| Revenue | $6.81bn | $6.51bn |
| Revenue growth | 3.5% | 16.9% |
| Net income | −$7.0m | $1.76bn |
| Operating margin | -0.1% | 38.6% |
| Net margin | -0.1% | 27.0% |
| Return on equity | -9.8% | 44.8% |
| Free cash flow | −$309m | $2.32bn |
| Cash | $642m | $1.09bn |
| Total debt | $369m | $4.60bn |
| Debt to equity | 802.2% | 123.2% |
| Dividend per share | — | $4.43 |
| Dividend yield | 4.5% | 4.0% |
| Share buybacks | $19.0m | $611m |
| Employees | — | 17,600 |
| Market value | $1.92bn | $41.31bn |
| Price vs our value range | Above our value range | Within our value range |
| Moat score | 35 (Weak) | 82 (Strong) |
| Insider trades, 12 months | 14 buys, 0 sales | 2 buys, 6 sales |