Oceanfirst Financial vs Trico Bancshares /
Oceanfirst Financial and Trico Bancshares / are similar in size: $405m and $419m of revenue in their latest fiscal years. Trico Bancshares / grew faster (5.9% against 5.4%). Trico Bancshares / kept more of each dollar of sales as profit: a net margin of 29.0% against 17.5%.
| Latest fiscal year | Oceanfirst FinancialOCFC, 2025 | Trico Bancshares /TCBK, 2025 |
|---|---|---|
| Revenue | $405m | $419m |
| Revenue growth | 5.4% | 5.9% |
| Net income | $71.0m | $122m |
| Operating margin | — | — |
| Net margin | 17.5% | 29.0% |
| Return on equity | 4.2% | 9.5% |
| Free cash flow | $79.5m | $128m |
| Cash | $135m | $157m |
| Total debt | $1.71bn | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.80 | $1.38 |
| Dividend yield | 4.3% | 2.7% |
| Share buybacks | $24.9m | $32.0m |
| Employees | 898 | — |
| Market value | $1.06bn | $1.70bn |
| Price vs our value range | — | — |
| Moat score | 58 (Moderate) | 73 (Strong) |
| Insider trades, 12 months | 2 buys, 4 sales | 0 buys, 0 sales |