Oceanfirst Financial vs Tompkins Financial
Oceanfirst Financial and Tompkins Financial are similar in size: $405m and $447m of revenue in their latest fiscal years. Tompkins Financial grew faster (49.3% against 5.4%). Tompkins Financial kept more of each dollar of sales as profit: a net margin of 36.1% against 17.5%.
| Latest fiscal year | Oceanfirst FinancialOCFC, 2025 | Tompkins FinancialTMP, 2025 |
|---|---|---|
| Revenue | $405m | $447m |
| Revenue growth | 5.4% | 49.3% |
| Net income | $71.0m | $161m |
| Operating margin | — | — |
| Net margin | 17.5% | 36.1% |
| Return on equity | 4.2% | 19.5% |
| Free cash flow | $79.5m | $31.9m |
| Cash | $135m | $133m |
| Total debt | $1.71bn | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.80 | $3.13 |
| Dividend yield | 4.3% | 2.7% |
| Share buybacks | $24.9m | $1.6m |
| Employees | 898 | 870 |
| Market value | $1.08bn | $1.46bn |
| Price vs our value range | — | — |
| Moat score | 58 (Moderate) | 63 (Moderate) |
| Insider trades, 12 months | 2 buys, 4 sales | 2 buys, 0 sales |