Paysign vs Usio
Paysign and Usio are similar in size: $82.0m and $85.4m of revenue in their latest fiscal years. Paysign grew faster (40.5% against 3.0%). Paysign kept more of each dollar of sales as profit: a net margin of 9.2% against -2.9%.
| Latest fiscal year | PaysignPAYS, 2025 | UsioUSIO, 2025 |
|---|---|---|
| Revenue | $82.0m | $85.4m |
| Revenue growth | 40.5% | 3.0% |
| Net income | $7.6m | −$2.5m |
| Operating margin | — | — |
| Net margin | 9.2% | -2.9% |
| Return on equity | 19.1% | -13.6% |
| Free cash flow | $51.2m | $1.1m |
| Cash | $165m | $7.4m |
| Total debt | $8.0m | $1.4m |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $375,786 | $1.1m |
| Employees | — | 107 |
| Market value | $859m | $84.7m |
| Price vs our value range | Below our value range | — |
| Moat score | 48 (Moderate) | 27 (Weak) |
| Insider trades, 12 months | 0 buys, 21 sales | 0 buys, 16 sales |