OLB Group vs Usio
Usio is the larger business, with $85.4m of revenue in fiscal 2025 against $8.7m for OLB Group (9.8 times as much). Usio grew faster (3.0% against -32.4%). Usio kept more of each dollar of sales as profit: a net margin of -2.9% against -77.0%.
| Latest fiscal year | OLB GroupOLB, 2025 | UsioUSIO, 2025 |
|---|---|---|
| Revenue | $8.7m | $85.4m |
| Revenue growth | -32.4% | 3.0% |
| Net income | −$6.7m | −$2.5m |
| Operating margin | -59.5% | — |
| Net margin | -77.0% | -2.9% |
| Return on equity | -171.4% | -13.6% |
| Free cash flow | −$1.3m | $1.1m |
| Cash | $15,777 | $7.4m |
| Total debt | $433,368 | $1.4m |
| Debt to equity | 9.4% | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | $1.1m |
| Employees | 13 | 107 |
| Market value | $2.2m | $84.7m |
| Price vs our value range | — | — |
| Moat score | 38 (Weak) | 27 (Weak) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 16 sales |