Pennymac Financial Services vs Rocket Companies
Rocket Companies is the larger business, with $6.70bn of revenue in fiscal 2025 against $2.05bn for Pennymac Financial Services (3.3 times as much). Rocket Companies grew faster (31.2% against 28.4%). Pennymac Financial Services kept more of each dollar of sales as profit: a net margin of 24.5% against -1.0%.
| Latest fiscal year | Pennymac Financial ServicesPFSI, 2025 | Rocket CompaniesRKT, 2025 |
|---|---|---|
| Revenue | $2.05bn | $6.70bn |
| Revenue growth | 28.4% | 31.2% |
| Net income | $501m | −$68.0m |
| Operating margin | — | — |
| Net margin | 24.5% | -1.0% |
| Return on equity | 12.3% | -0.4% |
| Free cash flow | −$1.66bn | −$4.02bn |
| Cash | $302m | $2.70bn |
| Total debt | $6.23bn | $28.36bn |
| Debt to equity | — | — |
| Dividend per share | $1.20 | — |
| Dividend yield | 1.9% | — |
| Share buybacks | $4.7m | — |
| Employees | — | 23,500 |
| Market value | $3.36bn | $39.39bn |
| Price vs our value range | — | — |
| Moat score | 80 (Strong) | — |
| Insider trades, 12 months | 1 buys, 38 sales | 0 buys, 45 sales |