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PNC Financial Services vs Truist Financial

PNC Financial Services and Truist Financial are similar in size: $23.10bn and $20.32bn of revenue in their latest fiscal years. Truist Financial grew faster (53.0% against 7.2%). PNC Financial Services kept more of each dollar of sales as profit: a net margin of 28.5% against 24.5%.

Latest fiscal yearPNC Financial ServicesPNC, 2025Truist FinancialTFC, 2025
Revenue $23.10bn $20.32bn
Revenue growth 7.2% 53.0%
Net income $6.58bn $4.97bn
Operating margin — —
Net margin 28.5% 24.5%
Return on equity 11.4% 7.7%
Free cash flow — $5.74bn
Cash $39.71bn $36.38bn
Total debt $57.10bn $69.80bn
Debt to equity — —
Dividend per share $6.60 $2.08
Dividend yield 3.1% —
Share buybacks $1.34bn $2.50bn
Employees — —
Market value $92.40bn $59.18bn
Price vs our value range — —
Moat score 74 (Strong) 60 (Moderate)
Insider trades, 12 months 1 buys, 15 sales 2 buys, 6 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.