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Nu Holdings vs Truist Financial

Truist Financial is the larger business, with $20.32bn of revenue in fiscal 2025 against $15.77bn for Nu Holdings (1.3 times as much). Truist Financial grew faster (53.0% against 37.0%). Truist Financial kept more of each dollar of sales as profit: a net margin of 24.5% against 18.2%.

Latest fiscal yearNu HoldingsNU, 2025Truist FinancialTFC, 2025
Revenue $15.77bn $20.32bn
Revenue growth 37.0% 53.0%
Net income $2.87bn $4.97bn
Operating margin — —
Net margin 18.2% 24.5%
Return on equity 30.3% 7.7%
Free cash flow — $5.74bn
Cash $15.00bn $36.38bn
Total debt $4.40bn $69.80bn
Debt to equity 39.0% —
Dividend per share — $2.08
Dividend yield — —
Share buybacks — $2.50bn
Employees — —
Market value $57.02bn $60.13bn
Price vs our value range — —
Moat score — 60 (Moderate)
Insider trades, 12 months 0 buys, 8 sales 2 buys, 6 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.