Nu Holdings vs Truist Financial
Truist Financial is the larger business, with $20.32bn of revenue in fiscal 2025 against $15.77bn for Nu Holdings (1.3 times as much). Truist Financial grew faster (53.0% against 37.0%). Truist Financial kept more of each dollar of sales as profit: a net margin of 24.5% against 18.2%.
| Latest fiscal year | Nu HoldingsNU, 2025 | Truist FinancialTFC, 2025 |
|---|---|---|
| Revenue | $15.77bn | $20.32bn |
| Revenue growth | 37.0% | 53.0% |
| Net income | $2.87bn | $4.97bn |
| Operating margin | — | — |
| Net margin | 18.2% | 24.5% |
| Return on equity | 30.3% | 7.7% |
| Free cash flow | — | $5.74bn |
| Cash | $15.00bn | $36.38bn |
| Total debt | $4.40bn | $69.80bn |
| Debt to equity | 39.0% | — |
| Dividend per share | — | $2.08 |
| Dividend yield | — | — |
| Share buybacks | — | $2.50bn |
| Employees | — | — |
| Market value | $57.02bn | $60.13bn |
| Price vs our value range | — | — |
| Moat score | — | 60 (Moderate) |
| Insider trades, 12 months | 0 buys, 8 sales | 2 buys, 6 sales |