RBB Bancorp vs Unity Bancorp
RBB Bancorp and Unity Bancorp are similar in size: $129m and $132m of revenue in their latest fiscal years. Unity Bancorp grew faster (23.1% against 12.6%). Unity Bancorp kept more of each dollar of sales as profit: a net margin of 44.0% against 24.7%.
| Latest fiscal year | RBB BancorpRBB, 2025 | Unity BancorpUNTY, 2025 |
|---|---|---|
| Revenue | $129m | $132m |
| Revenue growth | 12.6% | 23.1% |
| Net income | $31.9m | $58.0m |
| Operating margin | — | — |
| Net margin | 24.7% | 44.0% |
| Return on equity | 6.2% | 18.1% |
| Free cash flow | $42.6m | $44.3m |
| Cash | $212m | $217m |
| Total debt | $120m | $266m |
| Debt to equity | — | — |
| Dividend per share | $0.64 | $0.58 |
| Dividend yield | 2.5% | 1.0% |
| Share buybacks | $14.0m | $5.0m |
| Employees | 369 | — |
| Market value | $438m | $584m |
| Price vs our value range | — | — |
| Moat score | 85 (Strong) | 92 (Strong) |
| Insider trades, 12 months | 0 buys, 6 sales | 0 buys, 13 sales |