Republic Bancorp vs S&T Bancorp
Republic Bancorp and S&T Bancorp are similar in size: $417m and $402m of revenue in their latest fiscal years. Republic Bancorp grew faster (8.5% against 4.7%). S&T Bancorp kept more of each dollar of sales as profit: a net margin of 33.4% against 31.5%.
| Latest fiscal year | Republic BancorpRBCAA, 2025 | S&T BancorpSTBA, 2025 |
|---|---|---|
| Revenue | $417m | $402m |
| Revenue growth | 8.5% | 4.7% |
| Net income | $131m | $134m |
| Operating margin | — | — |
| Net margin | 31.5% | 33.4% |
| Return on equity | 12.5% | 9.4% |
| Free cash flow | $161m | $129m |
| Cash | $220m | $163m |
| Total debt | $0 | $165m |
| Debt to equity | — | — |
| Dividend per share | — | $1.38 |
| Dividend yield | 1.9% | 2.9% |
| Share buybacks | $72,000 | $36.3m |
| Employees | — | 1,209 |
| Market value | $1.82bn | $1.82bn |
| Price vs our value range | — | — |
| Moat score | 89 (Strong) | 72 (Strong) |
| Insider trades, 12 months | 1 buys, 6 sales | 0 buys, 0 sales |