S&T Bancorp vs Stock Yards Bancorp
S&T Bancorp and Stock Yards Bancorp are similar in size: $402m and $397m of revenue in their latest fiscal years. Stock Yards Bancorp grew faster (12.8% against 4.7%). Stock Yards Bancorp kept more of each dollar of sales as profit: a net margin of 35.3% against 33.4%.
| Latest fiscal year | S&T BancorpSTBA, 2025 | Stock Yards BancorpSYBT, 2025 |
|---|---|---|
| Revenue | $402m | $397m |
| Revenue growth | 4.7% | 12.8% |
| Net income | $134m | $140m |
| Operating margin | — | — |
| Net margin | 33.4% | 35.3% |
| Return on equity | 9.4% | 13.9% |
| Free cash flow | $129m | $154m |
| Cash | $163m | — |
| Total debt | $165m | $26.8m |
| Debt to equity | — | — |
| Dividend per share | $1.38 | $1.26 |
| Dividend yield | 2.9% | 1.5% |
| Share buybacks | $36.3m | $2.1m |
| Employees | 1,209 | 1,123 |
| Market value | $1.82bn | $2.48bn |
| Price vs our value range | — | — |
| Moat score | 72 (Strong) | 75 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |