Federal Agricultural Mortgage Corp key statistics and ratios
In fiscal 2025, Federal Agricultural Mortgage Corp had return on equity of 12.9% and a net margin of 50.8%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.
Financial ratios
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net margin | 53.9% | 31.7% | 22.5% | 37.2% | 46.0% | 46.4% | 47.1% | 48.1% | 48.2% | 58.1% | 56.4% | 53.5% | 55.5% | 57.5% | 57.0% | 55.2% | 50.8% | 51.4% |
| Return on equity | 50.8% | 14.8% | 6.1% | 14.1% | 22.0% | 10.9% | 12.5% | 12.9% | 12.5% | 14.8% | 14.1% | 12.7% | 12.3% | 14.3% | 14.9% | 14.3% | 12.9% | 12.8% |
| Return on assets | — | 0.3% | 0.2% | 0.4% | 0.6% | 0.3% | 0.5% | 0.5% | 0.5% | 0.6% | 0.5% | 0.5% | 0.6% | 0.7% | 0.7% | 0.7% | 0.6% | 0.6% |
| Effective tax rate | 34.5% | 20.7% | 13.0% | 24.3% | 25.7% | 3.9% | 31.7% | 35.2% | 35.5% | 20.5% | 21.0% | 20.9% | 21.1% | 21.1% | 21.0% | 19.7% | 18.9% | 18.3% |
| Dividends ÷ net income | 19.4% | 19.3% | 29.7% | 15.1% | 10.6% | 29.1% | 29.4% | 31.1% | 33.7% | 35.1% | 40.1% | 44.3% | 45.1% | 38.3% | 37.4% | 41.5% | 42.9% | 41.2% |
Moat
Moderate moat
How hard Federal Agricultural Mortgage's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.
- Returns on capital 4 / 20
Net income has been a median 0.6% of total assets over 10 years.
- Durability 20 / 20
Net margin has been a median 55.1%; its worst year was 49.8%.
- Discipline 16 / 20
The diluted share count rose 1.3% over five years; stock-based pay has been a median 1.7% of revenue.
AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (68 before it).
Compare with peers
- TFS Financial Corp statistics
- Finance Of America Companies Inc. statistics
- NMI Holdings, Inc. statistics
- Onity Group Inc. statistics
- Mgic Investment Corp statistics
Head to head: AGM vs TFSLAGM vs FOAAGM vs NMIH
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