undamentalytics Newsletter

Federal Agricultural Mortgage Corp key statistics and ratios

In fiscal 2025, Federal Agricultural Mortgage Corp had return on equity of 12.9% and a net margin of 50.8%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Federal Agricultural Mortgage Corp: financial ratios, annual
Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin53.9%31.7%22.5%37.2%46.0%46.4%47.1%48.1%48.2%58.1%56.4%53.5%55.5%57.5%57.0%55.2%50.8%51.4%
Return on equity50.8%14.8%6.1%14.1%22.0%10.9%12.5%12.9%12.5%14.8%14.1%12.7%12.3%14.3%14.9%14.3%12.9%12.8%
Return on assets—0.3%0.2%0.4%0.6%0.3%0.5%0.5%0.5%0.6%0.5%0.5%0.6%0.7%0.7%0.7%0.6%0.6%
Effective tax rate34.5%20.7%13.0%24.3%25.7%3.9%31.7%35.2%35.5%20.5%21.0%20.9%21.1%21.1%21.0%19.7%18.9%18.3%
Dividends ÷ net income19.4%19.3%29.7%15.1%10.6%29.1%29.4%31.1%33.7%35.1%40.1%44.3%45.1%38.3%37.4%41.5%42.9%41.2%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

63 /100

Moderate moat

How hard Federal Agricultural Mortgage's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 4 / 20

    Net income has been a median 0.6% of total assets over 10 years.

  • Durability 20 / 20

    Net margin has been a median 55.1%; its worst year was 49.8%.

  • Discipline 16 / 20

    The diluted share count rose 1.3% over five years; stock-based pay has been a median 1.7% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (68 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: AGM vs TFSLAGM vs FOAAGM vs NMIH

More: Commercial & Residential Mortgage Finance stocks compared, Financials sector, rankings of US companies

Figures from Federal Agricultural Mortgage Corp's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Federal Agricultural Mortgage Corp.