Ameriserv Financial Inc income statement
In fiscal 2025, Ameriserv Financial Inc reported revenue of $14.6m, down 6.3% on the year before and net income of $5.6m, or $0.34 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 46 | 46 | 46 | 47 | 49 | 48 | 51 | 49 | 50 | 50 | 50 | 53 | 57 | 57 | 52 | 16 | 15 | 15 |
| Interest expense | 15 | 12 | 10 | 8 | 6 | 6 | 7 | 8 | 9 | 12 | 14 | 11 | 8 | 8 | 25 | 30 | 29 | 28 |
| Net interest income | 32 | 32 | 32 | 32 | 33 | 34 | 35 | 34 | 36 | 35 | 35 | 36 | 39 | 41 | 36 | — | — | — |
| Non-interest income | 14 | 14 | 14 | 15 | 16 | 14 | 15 | 15 | 15 | 14 | 15 | 16 | 18 | 17 | 16 | 18 | 17 | 17 |
| Non-interest expense | 39 | 40 | 40 | 41 | 42 | 43 | 41 | 42 | 41 | 41 | 42 | 44 | 47 | 48 | 49 | 49 | 48 | 50 |
| Provision for credit losses | 15 | 5 | −4 | −1 | −1 | 0 | 1 | 4 | 1 | −1 | 1 | 2 | 1 | 0 | 7 | 1 | 4 | 1 |
| Income before tax | −8 | 1 | 9 | 7 | 7 | 5 | 8 | 3 | 9 | 9 | 8 | 6 | 9 | 9 | −4 | 4 | 7 | 10 |
| Income tax | −3 | 0 | 3 | 2 | 2 | 2 | 2 | 1 | 5 | 2 | 2 | 1 | 2 | 2 | −1 | 1 | 1 | 2 |
| Net income | −5 | 1 | 7 | 5 | 5 | 3 | 6 | 2 | 3 | 8 | 6 | 5 | 7 | 7 | −3 | 4 | 6 | 9 |
| Diluted EPS | −$0.29 | $0.01 | $0.24 | $0.21 | $0.26 | $0.15 | $0.31 | $0.12 | $0.18 | $0.43 | $0.35 | $0.27 | $0.41 | $0.43 | −$0.20 | $0.21 | $0.34 | $0.51 |
| Diluted shares (average) | 21m | 21m | 21m | 20m | 19m | 19m | 19m | 19m | 19m | 18m | 17m | 17m | 17m | 17m | 17m | 17m | 17m | 17m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 13 | 14 | 14 | 14 | 15 | 15 | 4 | 4 |
| Interest expense | 8 | 8 | 7 | 7 | 7 | 7 | 7 | 7 |
| Net interest income | 9 | 10 | 10 | 10 | 11 | 11 | — | — |
| Non-interest income | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 5 |
| Non-interest expense | 12 | 12 | 12 | 12 | 12 | 13 | 12 | 13 |
| Provision for credit losses | −0 | 1 | −0 | 3 | 0 | 1 | 0 | −0 |
| Income before tax | 1 | 1 | 2 | −0 | 3 | 2 | 2 | 3 |
| Income tax | 0 | 0 | 0 | −0 | 1 | 0 | 0 | 1 |
| Net income | 1 | 1 | 2 | −0 | 3 | 1 | 2 | 3 |
| Diluted EPS | $0.07 | $0.05 | $0.12 | −$0.02 | $0.15 | $0.09 | $0.11 | $0.16 |
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