undamentalytics Newsletter
Sign in

Bank7 Corp. key statistics and ratios

In fiscal 2025, Bank7 Corp. had return on equity of 18.6% and a net margin of 44.7%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin53.4%60.1%61.0%18.9%39.5%41.7%41.0%30.8%46.9%44.7%42.7%
Return on equity30.5%38.3%31.7%8.7%18.6%19.7%21.8%18.0%23.8%18.6%16.2%
Return on assets—3.4%3.4%1.0%2.0%2.0%2.0%1.7%2.6%2.3%2.2%
Effective tax rate0.0%0.0%3.1%45.4%25.6%25.1%24.5%24.0%24.3%24.1%23.9%
Dividends ÷ net income41.6%41.0%224.6%12.2%40.5%17.2%14.7%22.4%17.6%21.7%23.7%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

79 /100

Strong moat

How hard Bank7's competitive advantage looks for rivals to wear away, judged from 9 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Net income has been a median 2.0% of total assets over 8 years.

  • Durability 16 / 20

    Net margin has been a median 42.7%; its worst year was 17.5%.

  • Discipline 14 / 20

    The diluted share count rose 5.4% over five years; stock-based pay has been a median 2.5% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (84 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: BSVN vs FDBCBSVN vs OPBKBSVN vs USCB

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from Bank7 Corp.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Bank7 Corp.