Capitol Federal Financial, Inc. income statement
In fiscal 2025, Capitol Federal Financial, Inc. reported revenue of $201m, up 20.2% on the year before and net income of $68.0m, or $0.52 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Sept 2009 | 2010Sept 2010 | 2011Sept 2011 | 2012Sept 2012 | 2013Sept 2013 | 2014Sept 2014 | 2015Sept 2015 | 2016Sept 2016 | 2017Sept 2017 | 2018Sept 2018 | 2019Sept 2019 | 2020Sept 2020 | 2021Sept 2021 | 2022Sept 2022 | 2023Sept 2023 | 2024Sept 2024 | 2025Sept 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 205 | 204 | 194 | 209 | 201 | 207 | 211 | 215 | 218 | 221 | 228 | 209 | 203 | 215 | 18 | 167 | 201 | 229 |
| Interest expense | 236 | 204 | 178 | 143 | 120 | 106 | 108 | 109 | 118 | 123 | 124 | 116 | 83 | 87 | 207 | — | — | — |
| Net interest income | 177 | 170 | 169 | 185 | 178 | 184 | 190 | 192 | 195 | 199 | 206 | 189 | 175 | 193 | 153 | 162 | 180 | 206 |
| Non-interest income | 29 | 34 | 25 | 24 | 23 | 23 | 21 | 23 | 22 | 22 | 22 | 20 | 28 | 23 | −171 | 5 | 21 | 23 |
| Non-interest expense | 94 | 90 | 132 | 91 | 97 | 91 | 94 | 94 | 90 | 97 | 107 | 106 | 116 | 113 | 114 | 112 | 117 | 123 |
| Provision for credit losses | 6 | 9 | 4 | 2 | −1 | 1 | 1 | −1 | 0 | 0 | 1 | 22 | −9 | −5 | 7 | 1 | 1 | 4 |
| Income before tax | 105 | 105 | 57 | 116 | 106 | 115 | 116 | 122 | 128 | 124 | 121 | 81 | 96 | 107 | −139 | 54 | 83 | 103 |
| Income tax | 39 | 38 | 19 | 41 | 36 | 37 | 38 | 38 | 44 | 25 | 26 | 16 | 20 | 23 | −37 | 16 | 15 | 20 |
| Net income | 66 | 68 | 38 | 75 | 69 | 78 | 78 | 83 | 84 | 99 | 94 | 65 | 76 | 84 | −102 | 38 | 68 | 83 |
| Diluted EPS | $0.40 | $0.41 | $0.24 | $0.47 | $0.48 | $0.56 | $0.58 | $0.63 | $0.63 | $0.73 | $0.68 | $0.47 | $0.56 | $0.62 | −$0.76 | $0.29 | $0.52 | $0.65 |
| Diluted shares (average) | 166m | 166m | 163m | 158m | 145m | 139m | 135m | 133m | 134m | 135m | 138m | 138m | 135m | 136m | 134m | 131m | 130m | 127m |
| Quarter | 2024 Q4Sept 2024 | 2025 Q1Dec 2024 | 2025 Q2Mar 2025 | 2025 Q3Jun 2025 | 2025 Q4Sept 2025 | 2026 Q1Dec 2025 | 2026 Q2Mar 2026 | 2026 Q3Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 46 | 47 | 49 | 51 | 55 | 57 | 58 | 60 |
| Net interest income | 41 | 42 | 44 | 45 | 49 | 51 | 52 | 53 |
| Non-interest income | 5 | 5 | 5 | 5 | 6 | 5 | 5 | 7 |
| Non-interest expense | 27 | 27 | 30 | 30 | 31 | 30 | 30 | 31 |
| Provision for credit losses | −1 | 1 | 0 | −0 | 1 | 1 | 2 | −0 |
| Income before tax | 19 | 19 | 19 | 22 | 23 | 25 | 25 | 29 |
| Income tax | 7 | 4 | 4 | 3 | 4 | 5 | 5 | 6 |
| Net income | 12 | 15 | 15 | 18 | 19 | 20 | 20 | 24 |
| Diluted EPS | $0.09 | $0.12 | $0.12 | $0.14 | $0.14 | $0.16 | $0.16 | $0.19 |
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