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Citizens & Northern Corp balance sheet

At the end of fiscal 2025, Citizens & Northern Corp had total assets of $3.13bn, total liabilities of $2.79bn and shareholders' equity of $342m. It held $46.1m in cash against $28.6m of debt.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents924657553932332940373510210555571264683
Goodwill—1212121212121212122853535353536363
Total assets—1,3171,3241,2871,2381,2421,2231,2421,2771,2911,6542,2392,3282,4542,5162,6113,1323,152
Short-term debt—18562365326621386202803422915
Long-term debt—1481258473733938936————————
Total debt01671308997799265714986202803422915
Total liabilities—1,1781,1561,1041,0581,0541,0361,0561,0891,0941,4101,9392,0262,2052,2532,3352,7912,806
Shareholders' equity152139167183179188187186188197244300301249262275342346
Shares outstanding—————12m12m12m12m12m14m16m16m16m15m15m18m18m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Citizens & Northern Corp's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Citizens & Northern Corp.