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Essent Group Ltd. (ESNT) stock

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NYSE: ESNT NYSE Commercial & Residential Mortgage Finance Next results ~November 6, 2026

Essent Group Ltd. is a US-listed company in the commercial & residential mortgage finance industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Model estimate per share

~$83

Forward price-to-earnings vs peers

Base case. Range ~$64–$130. Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings.

Price vs value

No Buy/Hold/Sell rating is issued: limited reported history: available models are shown without a Buy/Hold/Sell rating.

Essent Group Ltd. valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders0 buying, 7 selling0 purchases and 23 sales by directors and officers, last 12 monthsInsider trades
  • Funds165 adding, 191 cuttingOf 57 active managers that changed their stake, 29 added; quarter to June 30, 2026Fund buyers and sellers

The Fundamentalytics view

Next results ~November 6, 2026 (estimated)

Current signal Results well ahead of expectations: Reported earnings per share beat the analysts' consensus estimate by 18% in the quarter to 2026-06-30, the 2nd beat in the last four quarters.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

Nothing in Essent Group Ltd.'s latest figures clears our strength thresholds.

Things to watch

  • Results due soon. Results are expected around 6 November; the share price can move sharply on the day.
  • Insiders selling. 7 insiders sold $17M of stock over the past 365 days and none bought (97% under pre-set trading plans).
  • Short interest rising. Shares sold short rose 33% in a month to 6.2% of tradable shares.
  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.

Latest results

Earnings per share
$2.08 against an average estimate of $1.76: beat by 18.4%
Share reaction
+3.2% in the first session after the results on August 7, 2026, against +0.6% for the S&P 500
Next report
November 6, 2026; average EPS estimate $1.87

Essent Group's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+1.8%
  • 1 week+2.3%
  • 1 month+13.3%
  • This year+6.8%
  • 1 year+14.6%
  • 5 years+56.9%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Earnings

Last results
August 7, 2026
Next results (est.)
November 6, 2026

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Insider trade
  2. Insider trade
  3. Results
  4. Insider trade
  5. Insider trade
  6. Insider trade

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Essent Group Ltd. valuation models and calculator

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: limited reported history: available models are shown without a Buy/Hold/Sell rating.

Valuation models

We value Essent Group Ltd. as an asset manager, broker or exchange, with every model that fits that kind of business. Cost of equity 8.3%: the 10-year Treasury yield (4.9%) plus a beta of 0.74 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$83 ~$64–$130 Primary model, counts double
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. — Does not apply: no twelve-month earnings or share count in the filings yet
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: no twelve-month earnings or share count in the filings yet
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. — Does not apply: no twelve-month earnings or share count in the filings yet
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. — Does not apply: no twelve-month earnings or share count in the filings yet
Combined value Weighted average of the models that apply: the primary model (forward price-to-earnings vs peers) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$83 ~$64–$130 1 model

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Essent Group Ltd. with asset managers, brokers and exchanges in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: November 6, 2026, before the open. Analysts expect revenue of $364m and EPS of $1.87 (range $1.79 to $1.94) for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $7.58 +10% $1.4bn +8%
Next $7.90 +4% $1.4bn +5%

Next year's EPS estimate has moved +3.0% in 90 days, across 7 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +5.1% on 90 days ago. In the last 30 days, 1 analyst raised Essent Group Ltd.'s forecast and 0 cut it.

Consensus EPS forecast Essent Group Ltd., last 90 days
$7.20 $7.40 $7.60 $7.80 $8.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $7.22 Current fiscal year, 60 days ago: $7.56 Current fiscal year, 30 days ago: $7.58 Current fiscal year, 7 days ago: $7.58 Current fiscal year, Now: $7.58 $7.58 Next fiscal year, 90 days ago: $7.67 Next fiscal year, 60 days ago: $7.86 Next fiscal year, 30 days ago: $7.89 Next fiscal year, 7 days ago: $7.90 Next fiscal year, Now: $7.90 $7.90

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $7.22$7.67
60 days ago $7.56$7.86
30 days ago $7.58$7.89
7 days ago $7.58$7.90
Now $7.58$7.90

Earnings against estimates

Quarter toEstimateActualSurprise
Jun 2026 $1.76 $2.08 +18.4%
Mar 2026 $1.72 $1.82 +6.0%
Dec 2025 $1.74 $1.60 −7.8%
Sept 2025 $1.77 $1.67 −5.8%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

9 analysts, Oct 2026
Buy333%
Hold667%
Sell00%

Monthly trend

  1. Oct 20261269
  2. Sep 20261258
  3. Aug 20261247
  4. Jul 20261247

Counts of recommendations published by analysts covering Essent Group Ltd., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
6.2%
of tradable shares
Days to cover
4.19
at average volume
Short interest, 1 month
+33%
to October 15, 2026
Held by institutions
98%
of shares
Held by insiders
5.5%
of shares
Employees
518
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
ESNT+7%−13%+39%+5%+21%+7%
Industry peers (median)+5%−12%+11%+7%+6%+2%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
ESNT50%42%67%42%67%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
ESNT−21%−29%−17%−18%−10%−17%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 65% from November 27, 2019 to March 18, 2020. Getting back needed a 183% gain, reached on August 4, 2023, 1234 days after the low.

Price behaviour

52-week range
$55.56 – $69.63
From 52-week high
−2.0%
vs 50-day average
+3.9%
vs 200-day average
+9.2%
Volatility (1 year)
25%
Beta vs S&P 500
0.00

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
6 up, 6 down
typical move ±3.4%
After a week
5 up, 7 down
typical move ±4.2%
After a month
6 up, 6 down
typical move ±5.2%
Results releasedNext dayS&P 500 next day5 days21 days
August 7, 2026 +3.2% +0.6% +6.2% +5.0%
May 8, 2026 −0.2% +1.1% −1.9% −5.6%
February 13, 2026 −5.3% +0.2% −9.9% −10.4%
November 7, 2025 +1.7% +1.7% +1.1% +1.4%
August 8, 2025 +7.3% +0.6% +8.5% +10.6%
May 9, 2025 +1.6% +3.2% +1.9% −0.8%
March 27, 2025 −1.2% −2.3% −2.3% −3.6%
February 14, 2025 −2.8% +0.3% −2.6% −4.2%
November 1, 2024 −9.8% +0.2% −7.9% −4.8%
August 2, 2024 −4.4% −4.7% −2.4% +4.1%
May 3, 2024 +2.7% +2.3% +4.5% +5.7%
February 9, 2024 +0.3% +0.5% −1.0% +5.7%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Fundamentals

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms . Generated November 3, 2026. Definitions in our methodology.

Where the revenue comes from

Fiscal year to December 31, 2025
Segments
Line of business Revenue YoY
Mortgage Insurance $1.1B ▲ 2.3%
Reinsurance $89.6M ▼ 7.6%

These categories overlap or exclude eliminations, so shares aren't shown.

From Essent Group Ltd.'s 10-K filed February 18, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$5.6B
Institutions reporting
360
Shares held vs prior quarter
▼ 0.8%
Positions opened / closed
40 / 49

Top buyers and sellers, Q2 2026: 165 institutions bought and 191 sold ; the biggest buyer was American Century Companies Inc (+543K shares) and the biggest seller FMR LLC (−2.2M). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $799M 12.4M 14.3% ▲ 4.0%
Vanguard Portfolio Management LLC $487M 7.6M 8.7% ▲ 2.8%
Dimensional Fund Advisors LP $348M 5.4M 6.2% ▲ 1.0%
Capital World Investors $292M 4.5M 5.2% ▼ 3.3%
Vanguard Capital Management LLC $256M 4.0M 4.6% ▼ 2.1%
State Street Corp $251M 3.9M 4.5% ▲ 3.0%
FMR LLC $187M 2.9M 3.4% ▼ 42.8%
Geode Capital Management, LLC $183M 2.8M 3.3% ▲ 2.6%
Norges Bank $170M 2.7M 3.1% —
American Century Companies Inc $170M 2.6M 3.0% ▲ 25.8%
Polar Capital Holdings PLC $153M 2.4M 2.7% ▼ 6.7%
Renaissancere Holdings Ltd $107M 1.7M 1.9% 0.0%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Essent Group Ltd.'s complete shareholder register. Values are as reported by the filers ; 2 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $16.8M 23 trades by 7 insiders · 97% under pre-set plans
Net ▼ $16.8M net selling
Insider Date Trade Shares Price Value
Weinstock David B SVP and CFO September 15, 2026 Sell pre-set plan 5,500 $68.54 $376,970
Kasmar Roy James Director September 14, 2026 Sell pre-set plan 2,337 $68.73 $160,622
Kasmar Roy James Director September 14, 2026 Sell pre-set plan 2,500 $68.70 $171,750
Casale Mark Chairman, CEO and President September 3, 2026 Sell pre-set plan 798 $70.01 $55,868
Pauls Douglas J Director August 24, 2026 Sell 2,500 $69.70 $174,250
Casale Mark Chairman, CEO and President August 19, 2026 Sell pre-set plan 21,607 $70.07 $1.5M
Bhasin Vijay SVP and Chief Risk Officer August 18, 2026 Sell pre-set plan 14,175 $70.00 $992,250
Casale Mark Chairman, CEO and President August 18, 2026 Sell pre-set plan 20,246 $70.18 $1.4M
Bhasin Vijay SVP and Chief Risk Officer August 7, 2026 Sell pre-set plan 483 $70.00 $33,810
Gibbons Mary Lourdes SVP and Chief Legal Officer July 17, 2026 Sell pre-set plan 4,678 $67.04 $313,613
Casale Mark Chairman, CEO and President July 14, 2026 Sell pre-set plan 78,699 $65.23 $5.1M
Casale Mark Chairman, CEO and President July 13, 2026 Sell pre-set plan 23,900 $65.07 $1.6M

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Trades by members of Congress

All 4 trades and filings

No trades in Essent Group Ltd. disclosed in the last 12 months; 4 earlier trades on record.

  • Lisa C. McClain(R-MI 9):Sale (full), $1,001 - $15,000, traded June 17, 2025, filed August 13, 2025
  • Lisa C. McClain(R-MI 9):Purchase, $1,001 - $15,000, traded June 11, 2025, filed August 13, 2025
  • Donna Shalala(FL):Sale (full), $1,001 - $15,000, traded April 16, 2019, filed April 27, 2020

Value ranges as filed; reports can arrive up to 45 days after a trade.

Earnings dates and SEC filings

Results announcements

Next expected around November 6, 2026 estimated from the company's past filing pattern, not announced

  • August 7, 2026
  • May 8, 2026
  • February 13, 2026
  • November 7, 2025
  • August 8, 2025
  • May 9, 2025

Recent SEC filings

Data status

When each part of this page on Essent Group Ltd. was last updated.

DataLast updatedSource
Share priceExchange closing prices
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Essent Group Ltd. in brief

What does Essent Group Ltd. do?
Essent Group Ltd. is a US-listed company in the commercial & residential mortgage finance industry. Its financial year ends in December.
What is Essent Group Ltd.'s stock ticker?
Essent Group Ltd. trades under the ticker ESNT on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
Who are Essent Group Ltd.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Vanguard Portfolio Management LLC and Dimensional Fund Advisors LP. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Are insiders buying or selling Essent Group Ltd. stock?
Over the last 12 months, Essent Group Ltd.'s directors and officers reported 0 open-market purchases and 23 sales on Form 4. The insider trading page charts every trade.
When is Essent Group Ltd.'s next earnings date?
Around November 6, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Essent Group Ltd. announces its own schedule.