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First Bancorp, Inc (FNLC) stock

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NASDAQ: FNLC Nasdaq Regional Banks Next results ~January 20, 2027

B Fundamentals grade

First Bancorp, Inc is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Funds55 adding, 34 cuttingOf 9 active managers that changed their stake, 6 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter First Bancorp files

Where First Bancorp stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $101m, up 16.7% on a year earlier, slower than the 17.4% growth a quarter earlier.

Our model value for First Bancorp is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 7, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 20, 2027 (estimated)

First Bancorp, Inc's trailing-twelve-month revenue grew 16.7% year on year, with a free-cash-flow margin of 35.2%. Where it stands out: net margin of 37.3% ranks 26 of 245 regional banks companies we cover.

Current signal Results well ahead of expectations: Reported earnings per share beat the analysts' consensus estimate by 16% in the quarter to 2015-03-31, the 3rd beat in the last four quarters.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Fast growth. Revenue grew 16.7% over the last 12 months, against a median of 12.5% for regional banks companies we cover.
  • Strong cash generation. 35.2% of revenue turned into free cash flow.

Things to watch

  • Weakest spot: change in growth rate. Change in growth rate of -0.7pp ranks 143 of 244 regional banks companies we cover (median +0.0pp).

Latest results: FY2026 Q2

Filed August 7, 2026
Earnings per share
$0.39 against an average estimate of $0.34: beat by 16.1%
Revenue
$26m, up 14.6% on a year earlier
Share reaction
+5.2% in the first session after the results on October 21, 2026, against -0.7% for the S&P 500
Next report
January 20, 2027

First Bancorp's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+1.3%
  • 1 week+0.3%
  • 1 month+8.8%
  • This year+46.2%
  • 1 year+55.9%
  • 5 years+57.4%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$101M
Net margin
37.3%
EPS (TTM, diluted)
$3.36

Growth

Revenue growth
+16.7%
Change in growth rate
−0.7 pts
Share count change
+0.6%

Earnings

Last results
October 21, 2026
Next results (est.)
January 20, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Announcement
  3. Results
  4. Leadership

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

First Bancorp, Inc valuation models and calculator

No model value for First Bancorp, Inc at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value First Bancorp, Inc as a bank or lender, with every model that fits that kind of business. Cost of equity 7.8%: the 10-year Treasury yield (4.9%) plus a beta of 0.63 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$48 ~$35–$69 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$57 ~$48–$73 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$40 ~$25–$54 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$21 ~$27–$40 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$32 ~$37–$50 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$61 ~$49–$78 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare First Bancorp, Inc with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

79 /100

Strong moat

How hard First Bancorp's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 14 / 20

    Net income has been a median 1.2% of total assets over 10 years.

  • Durability 20 / 20

    Net margin has been a median 36.7%; its worst year was 32.4%.

  • Discipline 16 / 20

    The diluted share count rose 2.5% over five years; stock-based pay has been a median 0.9% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (84 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 20, 2027, after the close.

Analysts' consensus

No analyst estimates are published for First Bancorp, Inc: too few analysts cover it.

Earnings against estimates

Quarter toEstimateActualSurprise
Mar 2015 $0.34 $0.39 +16.1%
Dec 2014 $0.35 $0.32 −8.1%
Sept 2014 $0.35 $0.38 +8.3%
Jun 2014 $0.33 $0.35 +5.4%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 21, 2026

No numeric guidance in First Bancorp, Inc's latest earnings release (filed October 21, 2026). Some companies give their outlook only on the earnings call.

Positioning

Short interest
1.4%
of tradable shares
Days to cover
3.36
at average volume
Short interest, 1 month
−7%
to October 15, 2026
Held by institutions
54%
of shares
Held by insiders
4.9%
of shares
Employees
278
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +55.9%

$23.62 on October 31, 2025 to $36.82

ThenNowEffect
Revenue (last 12 months) $87m $101m +16.7%
Net margin 34.5% 37.3% +8.0%
P/E multiple 8.8x 10.9x +24.5%
Share count 11m 11m −0.6%

Biggest factor: p/e multiple.

Last 3 years +74.5%

$21.10 on November 3, 2023 to $36.82

ThenNowEffect
Revenue (last 12 months) $88m $101m +14.8%
Net margin 39.3% 37.3% −5.0%
P/E multiple 6.7x 10.9x +62.7%
Share count 11m 11m −1.7%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
FNLC+29%−0%−1%+3%+2%+46%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
FNLC58%50%50%42%58%82%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
FNLC−15%−17%−25%−21%−15%−10%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 40% from December 20, 2019 to March 16, 2020. Getting back needed a 66% gain, reached on March 8, 2021, 357 days after the low.

Price behaviour

52-week range
$23.57 – $36.82
From 52-week high
0.0%
vs 50-day average
+6.9%
vs 200-day average
+19.3%
Volatility (1 year)
25%
Beta vs S&P 500
0.14

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
8 up, 4 down
typical move ±2.4%
After a week
6 up, 6 down
typical move ±2.4%
After a month
4 up, 7 down
typical move ±5.3%
Results releasedNext dayS&P 500 next day5 days21 days
October 21, 2026 +5.2% −0.7% +5.5% —
July 22, 2026 −0.6% −1.3% +4.0% +2.5%
April 22, 2026 +1.4% +0.6% −0.9% 0.0%
January 21, 2026 +3.2% +1.7% −0.5% +8.1%
October 22, 2025 +0.2% +0.1% −2.9% −1.9%
July 23, 2025 −6.2% +0.9% −4.6% −3.2%
April 23, 2025 −0.5% +3.7% +0.1% −2.5%
January 22, 2025 −3.2% +1.1% −1.2% −3.6%
October 23, 2024 +2.6% −0.7% +1.3% +9.7%
July 24, 2024 +4.0% −2.8% +0.1% −8.0%
April 17, 2024 +0.6% −0.8% +3.3% +8.9%
January 24, 2024 +0.9% +0.7% −4.3% −10.3%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

First Bancorp, Inc in five measures

Fundamentals grade B
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) First Bancorp, Inc
$70M $80M $90M $100M $110M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $84M Revenue (TTM), FY23 Q4: $80.6M Revenue (TTM), FY24 Q1: $78.1M Revenue (TTM), FY24 Q2: $77.6M Revenue (TTM), FY24 Q3: $78.2M Revenue (TTM), FY24 Q4: $80.3M Revenue (TTM), FY25 Q1: $83.5M Revenue (TTM), FY25 Q2: $86.9M Revenue (TTM), FY25 Q3: $90.9M Revenue (TTM), FY25 Q4: $94.7M Revenue (TTM), FY26 Q1: $98.1M Revenue (TTM), FY26 Q2: $101.3M $101.3M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $84M
FY23 Q4 $80.6M
FY24 Q1 $78.1M
FY24 Q2 $77.6M
FY24 Q3 $78.2M
FY24 Q4 $80.3M
FY25 Q1 $83.5M
FY25 Q2 $86.9M
FY25 Q3 $90.9M
FY25 Q4 $94.7M
FY26 Q1 $98.1M
FY26 Q2 $101.3M
Revenue growth, TTM YoY First Bancorp, Inc
-20% -10% 0% 10% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: -8.9% Revenue growth, TTM YoY, FY23 Q4: -13.3% Revenue growth, TTM YoY, FY24 Q1: -14.4% Revenue growth, TTM YoY, FY24 Q2: -12.1% Revenue growth, TTM YoY, FY24 Q3: -6.9% Revenue growth, TTM YoY, FY24 Q4: -0.5% Revenue growth, TTM YoY, FY25 Q1: 6.9% Revenue growth, TTM YoY, FY25 Q2: 12.0% Revenue growth, TTM YoY, FY25 Q3: 16.1% Revenue growth, TTM YoY, FY25 Q4: 18.0% Revenue growth, TTM YoY, FY26 Q1: 17.4% Revenue growth, TTM YoY, FY26 Q2: 16.7% 16.7%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 -8.9%
FY23 Q4 -13.3%
FY24 Q1 -14.4%
FY24 Q2 -12.1%
FY24 Q3 -6.9%
FY24 Q4 -0.5%
FY25 Q1 6.9%
FY25 Q2 12.0%
FY25 Q3 16.1%
FY25 Q4 18.0%
FY26 Q1 17.4%
FY26 Q2 16.7%
FCF margin (TTM) First Bancorp, Inc
30% 40% 50% 60% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 38.7% FCF margin (TTM), FY23 Q4: 42.5% FCF margin (TTM), FY24 Q1: 35.8% FCF margin (TTM), FY24 Q2: 30.3% FCF margin (TTM), FY24 Q3: 31.3% FCF margin (TTM), FY24 Q4: 30.6% FCF margin (TTM), FY25 Q1: 32.6% FCF margin (TTM), FY25 Q2: 32.4% FCF margin (TTM), FY25 Q3: 34.2% FCF margin (TTM), FY25 Q4: 36.5% FCF margin (TTM), FY26 Q1: 57.1% FCF margin (TTM), FY26 Q2: 35.2% 35.2%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 38.7%
FY23 Q4 42.5%
FY24 Q1 35.8%
FY24 Q2 30.3%
FY24 Q3 31.3%
FY24 Q4 30.6%
FY25 Q1 32.6%
FY25 Q2 32.4%
FY25 Q3 34.2%
FY25 Q4 36.5%
FY26 Q1 57.1%
FY26 Q2 35.2%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What First Bancorp earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $160M
  2. Fee and other income $17.3M · 18.3%
  3. Interest paid $82.9M
  4. Net interest income $77.4M · 81.7%
  5. Revenue $94.7M
  6. Non-interest expense $50.9M · 53.8%
  7. Credit-loss provisions $2M · 2.2%
  8. Pre-tax profit $41.7M · 44.1%
  9. Income tax $7.5M · 8.0%
  10. Net income $34.4M · 36.3%

Shares of revenue. Source: First Bancorp's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 56 50 53 50 50 51 53 55 60 63 67 78 86 93 81 80 95 101
Net income 13 12 12 13 13 15 16 18 20 24 26 27 36 39 30 27 34 38
Diluted EPS $1.22 $1.10 $1.14 $1.22 $1.20 $1.37 $1.51 $1.66 $1.81 $2.17 $2.34 $2.48 $3.30 $3.53 $2.66 $2.43 $3.07 $3.36
Growth (year on year)
Revenue +19.1% −11.8% +6.1% −4.9% −1.3% +2.3% +5.0% +4.3% +7.9% +4.9% +6.2% +16.9% +9.9% +8.6% −13.3% −0.5% +18.0% +16.7%
Net income −7.1% −7.1% +2.0% +2.6% +2.2% +13.5% +10.2% +11.1% +8.8% +20.2% +8.5% +6.3% +33.7% +7.5% −24.3% −8.4% +27.2% +26.1%
Diluted EPS −15.3% −9.8% +3.6% +7.0% −1.6% +14.2% +10.2% +9.9% +9.0% +19.9% +7.8% +6.0% +33.1% +7.0% −24.6% −8.6% +26.3% +25.3%
Margins
Net margin 23.1% 24.4% 23.4% 25.3% 26.2% 29.0% 30.5% 32.5% 32.7% 37.5% 38.3% 34.8% 42.3% 41.9% 36.6% 33.7% 36.3% 37.3%
Free-cash-flow margin 26.5% 47.5% 54.0% 46.4% 45.7% 36.6% 37.3% 34.4% 33.0% 51.5% 36.7% 25.9% 61.8% 42.8% 42.5% 30.6% 36.5% 35.2%
Cash flow
Cash from operations 19 26 30 25 25 20 21 21 22 34 26 23 57 41 37 26 38 38
Capital spending 4 2 1 2 2 2 1 2 3 1 2 3 4 1 3 1 3 2
Free cash flow 15 24 29 23 23 19 20 19 20 32 24 20 53 40 34 25 35 36
Stock-based pay 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1
Free cash flow after stock pay 15 24 28 23 22 18 20 19 19 32 24 20 52 39 33 24 34 35
Balance sheet
Cash 14 14 14 15 17 13 14 17 19 19 14 26 21 23 32 28 28 30
Total debt 250 257 266 283 279 280 337 279 229 210 185 262 136 103 70 146 188 214
Net debt (negative = net cash) 236 243 252 268 263 267 323 262 210 191 171 236 116 81 38 119 160 184
Diluted shares 10m 10m 10m 10m 11m 11m 11m 11m 11m 11m 11m 11m 11m 11m 11m 11m 11m 11m
Returned to shareholders
Dividends 9 9 9 8 9 9 9 10 11 12 13 13 14 15 15 16 16 17
Buybacks 0 0 0 — 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total returned 9 9 9 8 9 9 10 10 12 12 13 13 14 15 16 16 17 17

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q2 TTM
Buybacks (TTM)
$306,000
Dividends (TTM)
$16.6M
Returned to shareholders
48%
of free cash flow
Buybacks, last 3 fiscal years
$744,000
Diluted share count
+0.6%
year over year
Total shareholder yield
4.1%
dividends 4.0% + buybacks 0.1% of market value
Dividend payout ratio
44%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated FNLC PBFS BCBP NWFL BCML NECB Median
Revenue, last 12 months $101m $102m $100m $103m $104m $104m $255m
Revenue growth, last 12 months 16.7% 11.5% 2.2% 75.5% 5.3% −0.9% 12.5%
Revenue growth, 3-year average 4.7% 8.6% −5.1% 11.2% −1.0% 5.4% 6.0%
Revenue growth, latest quarter 14.6% 16.0% −9.1% 37.8% 2.2% −2.5% 10.7%
Net margin 37.3% 16.5% −17.6% 28.0% 12.6% 40.9% 28.7%
Cash from operations / revenue 37.6% 23.6% 35.2% 32.0% 27.3% 47.5% 34.3%
Free-cash-flow margin 35.2% 23.6% 34.1% 29.1% 25.6% 46.7% 31.4%
Free-cash-flow margin, 3-year average 32.6% 24.2% 42.3% 33.4% 26.2% 46.9% 29.9%
Stock pay / revenue 1.1% 1.3% 0.9% 0.5% 1.6% — 1.2%
Change in share count 0.6% −2.5% 1.0% 15.7% −1.7% 0.7% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 16.7% 12.5% 85 of 245
Change in growth rate Growth -0.7pp +0.0pp 143 of 244
Net margin Profitability 37.3% 28.7% 26 of 245
Stock pay as % of revenue Cash generation 1.1% 1.3% 75 of 206
Change in share count Balance sheet 0.6% 0.4% 130 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue YoY
Debit Card $5.5M 0.0%
Fiduciary and Trust $5.4M ▲ 9.3%
Deposit Account $2.2M ▲ 5.5%
Mortgage Banking $846,000 ▲ 6.5%

These categories overlap or exclude eliminations, so shares aren't shown.

From First Bancorp, Inc's 10-K filed March 6, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$179M
Institutions reporting
112
Shares held vs prior quarter
▲ 3.1%
Positions opened / closed
12 / 6

Top buyers and sellers, Q2 2026: 55 institutions bought and 34 sold ; the biggest buyer was Blackrock, Inc (+50K shares) and the biggest seller Stifel Financial Corp (−22K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $31.5M 906K 17.7% ▲ 5.8%
First Bancorp, Inc $25.7M 738K 14.4% ▼ 0.4%
Dimensional Fund Advisors LP $16M 460K 9.0% 0.0%
Vanguard Capital Management LLC $15.2M 437K 8.5% ▲ 7.5%
Manufacturers Life Insurance Company, The $13.1M 376K 7.3% ▼ 0.6%
Geode Capital Management, LLC $9.2M 263K 5.1% ▲ 9.8%
State Street Corp $7.9M 228K 4.4% ▲ 1.6%
Morgan Stanley $6.4M 184K 3.6% ▼ 2.7%
Renaissance Technologies LLC $3.3M 93K 1.8% ▼ 4.8%
Northern Trust Corp $3M 86K 1.7% ▲ 1.8%
Goldman Sachs Group Inc $2.6M 75K 1.5% ▼ 10.2%
Vanguard Portfolio Management LLC $2.6M 74K 1.4% ▲ 19.6%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not First Bancorp, Inc's complete shareholder register. Values are as reported by the filers ; 2 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $0 0 trades by 0 insiders
Net ▲ $0 net buying

No open-market insider trades reported in the last 12 months.

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 20, 2027 estimated from the company's past filing pattern, not announced

  • October 21, 2026
  • July 22, 2026
  • April 22, 2026
  • January 21, 2026
  • October 22, 2025
  • July 23, 2025

Recent SEC filings

Data status

When each part of this page on First Bancorp, Inc was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

First Bancorp, Inc in brief

What does First Bancorp, Inc do?
First Bancorp, Inc is a US-listed company in the regional banks industry. Its financial year ends in December.
What is First Bancorp, Inc's stock ticker?
First Bancorp, Inc trades under the ticker FNLC on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is First Bancorp, Inc's revenue, and how fast is it growing?
Over its most recent trailing twelve months, First Bancorp, Inc reported revenue of $101M, 16.7% higher than a year earlier, according to its SEC filings.
What is First Bancorp, Inc's free cash flow?
First Bancorp, Inc's free-cash-flow margin is 35.2% of revenue over the trailing twelve months.
Who are First Bancorp, Inc's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., First Bancorp, Inc and Dimensional Fund Advisors LP. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is First Bancorp, Inc buying back stock, and does it pay a dividend?
First Bancorp, Inc spent $306,000 on share repurchases over the trailing twelve months, and its diluted share count still rose 0.6% over the year.
What is First Bancorp, Inc's market cap?
On November 2, 2026, First Bancorp, Inc's market capitalisation was about $414M, with a price-to-earnings ratio of 10.9 and net debt of $184M. Market figures come from third-party market data and may be delayed.
Does First Bancorp, Inc pay a dividend?
Yes: First Bancorp, Inc paid $16.6M in dividends over the trailing twelve months, a dividend yield of 4.00% and a payout ratio of 44.0%.
Who are First Bancorp, Inc's competitors?
In our Regional Banks peer group, the companies closest to First Bancorp, Inc are Pioneer Bancorp, Inc., BCB Bancorp Inc, Norwood Financial Corp, Baycom Corp and Northeast Community Bancorp, Inc. The side-by-side comparison below sets their revenue, margins and growth against First Bancorp, Inc's.
When is First Bancorp, Inc's next earnings date?
Around January 20, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — First Bancorp, Inc announces its own schedule.