Hope Bancorp Inc key statistics and ratios
In fiscal 2025, Hope Bancorp Inc had return on equity of 2.8% and a net margin of 12.3%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.
Financial ratios
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net margin | −5.2% | −5.4% | 17.7% | 30.0% | 27.6% | 28.5% | 29.1% | 27.4% | 25.5% | 34.6% | 33.1% | 21.4% | 36.8% | 34.7% | 23.4% | 21.0% | 12.3% | 22.2% |
| Return on equity | — | −2.0% | 4.7% | 10.8% | 10.5% | 10.5% | 10.1% | 8.1% | 7.4% | 9.9% | 8.7% | 5.5% | 9.9% | 10.6% | 6.5% | 4.7% | 2.8% | 5.6% |
| Return on assets | — | −0.2% | 0.7% | 1.5% | 1.3% | 1.3% | 1.2% | 1.1% | 1.0% | 1.3% | 1.1% | 0.7% | 1.2% | 1.2% | 0.7% | 0.6% | 0.3% | 0.7% |
| Effective tax rate | — | — | 36.6% | 39.5% | 39.1% | 39.5% | 40.6% | 40.5% | 47.1% | 25.8% | 24.4% | 21.6% | 25.7% | 26.3% | 24.9% | 25.1% | 20.3% | 18.1% |
| Dividends ÷ net income | — | — | 0.0% | 4.7% | 24.1% | 31.4% | 36.2% | 37.4% | 48.5% | 37.8% | 41.5% | 62.1% | 33.6% | 30.8% | 50.2% | 67.8% | 114.8% | 56.1% |
Moat
Moderate moat
How hard Hope Bancorp's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.
- Returns on capital 10 / 20
Net income has been a median 0.9% of total assets over 10 years.
- Durability 14 / 20
Net margin has been a median 28.2%; its worst year was 10.1%.
- Discipline 15 / 20
The diluted share count rose 3.7% over five years; stock-based pay has been a median 1.5% of revenue.
AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (66 before it).
Compare with peers
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