undamentalytics Newsletter

Hope Bancorp Inc key statistics and ratios

In fiscal 2025, Hope Bancorp Inc had return on equity of 2.8% and a net margin of 12.3%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Hope Bancorp Inc: financial ratios, annual
Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin−5.2%−5.4%17.7%30.0%27.6%28.5%29.1%27.4%25.5%34.6%33.1%21.4%36.8%34.7%23.4%21.0%12.3%22.2%
Return on equity—−2.0%4.7%10.8%10.5%10.5%10.1%8.1%7.4%9.9%8.7%5.5%9.9%10.6%6.5%4.7%2.8%5.6%
Return on assets—−0.2%0.7%1.5%1.3%1.3%1.2%1.1%1.0%1.3%1.1%0.7%1.2%1.2%0.7%0.6%0.3%0.7%
Effective tax rate——36.6%39.5%39.1%39.5%40.6%40.5%47.1%25.8%24.4%21.6%25.7%26.3%24.9%25.1%20.3%18.1%
Dividends ÷ net income——0.0%4.7%24.1%31.4%36.2%37.4%48.5%37.8%41.5%62.1%33.6%30.8%50.2%67.8%114.8%56.1%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

61 /100

Moderate moat

How hard Hope Bancorp's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 10 / 20

    Net income has been a median 0.9% of total assets over 10 years.

  • Durability 14 / 20

    Net margin has been a median 28.2%; its worst year was 10.1%.

  • Discipline 15 / 20

    The diluted share count rose 3.7% over five years; stock-based pay has been a median 1.5% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (66 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: CVBF vs HOPEHOPE vs NICHOPE vs NTBFCF vs HOPE

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from Hope Bancorp Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Hope Bancorp Inc.