Hancock Whitney Corp key statistics and ratios
In fiscal 2025, Hancock Whitney Corp had return on equity of 11.3% and a net margin of 32.1%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.
Financial ratios
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net margin | 19.4% | 5.3% | 7.8% | 15.7% | 17.6% | 19.9% | 15.2% | 16.4% | 20.3% | 28.6% | 27.0% | −3.6% | 35.7% | 37.9% | 28.3% | 31.9% | 32.1% | 29.1% |
| Return on equity | 8.9% | 6.2% | 4.8% | 6.3% | 6.7% | 7.2% | 5.4% | 5.8% | 7.7% | 10.9% | 10.0% | −1.3% | 13.0% | 14.9% | 11.0% | 11.6% | 11.3% | 9.6% |
| Return on assets | 0.9% | 0.6% | 0.6% | 0.8% | 0.8% | 0.9% | 0.6% | 0.6% | 0.8% | 1.2% | 1.1% | −0.1% | 1.3% | 1.5% | 1.1% | 1.3% | 1.4% | 1.2% |
| Effective tax rate | 23.5% | 15.7% | 19.1% | 23.1% | 24.3% | 27.4% | 22.6% | 20.1% | 30.1% | 15.3% | 16.6% | — | 18.5% | 20.5% | 19.9% | 19.7% | 20.6% | 20.8% |
| Dividends ÷ net income | 42.8% | 68.4% | 92.0% | 54.5% | 49.7% | 45.7% | 58.6% | 51.3% | 38.6% | 27.4% | 29.0% | — | 20.7% | 18.0% | 26.7% | 28.4% | 31.6% | 37.0% |
Moat
Moderate moat
How hard Hancock Whitney's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.
- Returns on capital 14 / 20
Net income has been a median 1.1% of total assets over 10 years.
- Durability 10 / 20
Net margin has been a median 29.2%; its worst year was -5.5%.
- Discipline 18 / 20
The diluted share count fell 3.9% over five years; stock-based pay has been a median 1.7% of revenue.
AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (69 before it).
Compare with peers
- Inter & Co, Inc. statistics
- Atlantic Union Bankshares Corp statistics
- Banc Of California, Inc. statistics
- Prosperity Bancshares Inc statistics
- Axos Financial, Inc. statistics
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