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International General Insurance Holdings Ltd. key statistics and ratios

In fiscal 2025, International General Insurance Holdings Ltd. had return on equity of 18.6%, a net margin of 24.6% and debt equal to 0.0% of equity. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

International General Insurance Holdings Ltd.: financial ratios, annual
Fiscal year2017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025
Operating margin————−86.1%−77.7%−69.3%——
Net margin473.2%>999%>999%200.7%13.4%22.7%23.7%25.1%24.6%
Free-cash-flow margin842.0%>999%>999%<−999%49.4%39.1%38.7%37.6%20.7%
Return on equity———0.5%12.7%22.5%24.8%22.6%18.6%
Return on assets—————5.6%6.9%7.0%6.1%
Asset turnover—————0.250.290.280.25
Debt to equity————0.0%0.0%0.0%0.0%0.0%
Effective tax rate————3.7%3.2%6.2%−2.2%−0.0%
Capital spending as % of revenue30.2%27.0%34.5%40.9%0.7%0.3%0.7%1.2%0.2%
Free cash flow ÷ net income178.0%405.9%88.9%<−999%369.4%172.1%163.6%150.1%84.3%
Dividends ÷ net income163.1%16.0%45.9%258.0%32.3%11.4%1.5%19.6%36.3%
Dividends and buybacks ÷ free cash flow91.7%3.9%51.6%—8.7%8.2%17.0%24.5%100.9%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from International General Insurance Holdings Ltd.'s SEC filings (10-K and 10-Q), retrieved November 1, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to International General Insurance Holdings Ltd.