Kentucky First Federal Bancorp is a US-listed company in the regional banks industry. Its financial year ends in June.
Who’s trading
What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.
- Funds6 adding, 4 cuttingOf 1 active managers that changed their stake, 1 added; quarter to June 30, 2026Fund buyers and sellers
The Fundamentalytics view
Current signal Results well ahead of expectations: Reported earnings per share beat the analysts' consensus estimate by 40% in the quarter to 2011-03-31.
Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.
Highlights
How we pick theseStrengths
Nothing in Kentucky First Federal Bancorp's latest figures clears our strength thresholds.
Things to watch
- Volatile shares. Over the past year the shares showed annualised volatility of 56% and a beta of -0.3 against the S&P 500.
Latest results
- Earnings per share
- $0.06 against an average estimate of $0.04: beat by 39.5%
- Share reaction
- +0.4% in the first session after the results on August 11, 2026, against -0.1% for the S&P 500
Price chart
- 1 day+3.7%
- 1 week+6.1%
- 1 month-1.8%
- This year+20.1%
- 1 year+38.9%
- 5 years-10.4%
- S&P 500 this year+11.2%
Loading chart…
Third-party market data · may be delayed
At a glance
Earnings
- Last results
- November 2, 2026
- Next results (est.)
- January 27, 2027
News & updates
Company announcements, filed results and changes that matter to shareholders.
- ResultsSEC 8-KRead source ↗
- Announcement
Kentucky First Federal Bancorp disclosed a material event
SEC 8-KRead source ↗ - Results
Kentucky First Federal Bancorp reported results
SEC 8-KRead source ↗ - Announcement
Kentucky First Federal Bancorp disclosed a material event
SEC 8-KRead source ↗
No model value for Kentucky First Federal Bancorp at the moment. Current status: limited reported history: available models are shown without a Buy/Hold/Sell rating. Available reported financials are shown below.
Valuation models
We value Kentucky First Federal Bancorp as a bank or lender, with every model that fits that kind of business. Cost of equity 7.5%: the 10-year Treasury yield (4.9%) plus a beta of 0.57 times a 4.5% equity risk premium.
| Model | Value per share | In the combined value? |
|---|---|---|
| Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. | — | Does not apply: no twelve-month earnings or share count in the filings yet |
| Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. | — | Does not apply: no twelve-month earnings or share count in the filings yet |
| Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. | — | Does not apply: no twelve-month earnings or share count in the filings yet |
| Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. | — | Does not apply: no twelve-month earnings or share count in the filings yet |
| Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. | — | Does not apply: no twelve-month earnings or share count in the filings yet |
| Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. | — | Does not apply: no twelve-month earnings or share count in the filings yet |
| Combined value Weighted average of the models that apply: the primary model (residual income) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. | — | No model applies: the filings don’t yet support a value. |
Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Kentucky First Federal Bancorp with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.
Moat
Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.
Forecasts and guidance
Analysts' consensus
No analyst estimates are published for Kentucky First Federal Bancorp: too few analysts cover it.
Earnings against estimates
| Quarter to | Estimate | Actual | Surprise |
|---|---|---|---|
| Mar 2011 | $0.04 | $0.06 | +39.5% |
| Dec 2010 | $0.04 | $0.04 | −7.0% |
| Sept 2010 | $0.04 | $0.04 | −4.8% |
Adjusted EPS as companies report it, against the average analyst estimate.
Positioning
- Short interest
- 0.4% of tradable shares
- Days to cover
- 1.66 at average volume
- Short interest, 1 month
- −62% to October 15, 2026
- Held by institutions
- 4% of shares
- Held by insiders
- 62.7% of shares
- Employees
- 57 full time
Share-price performance
Market data may be delayedReturn and risk by year
| Calendar year | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 to date |
|---|---|---|---|---|---|---|
| Return | ||||||
| KFFB | +26% | −7% | −29% | −33% | +56% | +20% |
| Industry peers (median) | +34% | −4% | −2% | +16% | +10% | +24% |
| S&P 500 | +29% | −18% | +26% | +25% | +18% | +11% |
| Months that ended higher | ||||||
| KFFB | 75% | 42% | 50% | 42% | 67% | 64% |
| S&P 500 | 75% | 42% | 67% | 75% | 75% | 46% |
| Largest fall from a high during the year | ||||||
| KFFB | −18% | −21% | −43% | −43% | −38% | −17% |
| S&P 500 | −5% | −25% | −10% | −8% | −19% | −9% |
Worst fall since November 2, 2015: 73% from June 17, 2022 to May 7, 2025. Getting back needed a 266% gain, and the shares have not yet recovered.
Price behaviour
- 52-week range
- $3.74 – $6.29
- From 52-week high
- −11.9%
- vs 50-day average
- −1.9%
- vs 200-day average
- +11.7%
- Volatility (1 year)
- 56%
- Beta vs S&P 500
- -0.35
Share price after results
- Next day
- 10 up, 1 down typical move ±4.6%
- After a week
- 6 up, 5 down typical move ±5.2%
- After a month
- 8 up, 3 down typical move ±11.3%
| Results released | Next day | S&P 500 next day | 5 days | 21 days |
|---|---|---|---|---|
| August 11, 2026 | +0.4% | −0.1% | −1.6% | +8.1% |
| May 29, 2026 | +7.2% | +0.5% | +4.6% | +11.4% |
| May 13, 2026 | +10.4% | +1.4% | +10.4% | +13.5% |
| February 12, 2026 | +4.6% | −1.5% | +6.5% | −2.0% |
| November 6, 2025 | +4.2% | −1.0% | +14.9% | +20.2% |
| September 25, 2025 | +2.1% | +0.1% | −5.9% | +2.9% |
| May 13, 2025 | +5.0% | +0.8% | +1.6% | +3.3% |
| February 12, 2025 | −2.4% | +0.7% | −4.9% | −12.5% |
| November 13, 2024 | +7.1% | −0.6% | +3.2% | +18.3% |
| September 18, 2024 | +1.2% | +1.4% | −3.1% | +26.4% |
| May 13, 2024 | +5.8% | +0.5% | −0.3% | −5.2% |
Fundamentals
Who owns it
Funds buying and selling- Reported value
- $1.6M
- Institutions reporting
- 17
- Shares held vs prior quarter
- ▲ 9.5%
- Positions opened / closed
- 3 / 1
| Manager | Value | Shares | Share of 13F value | Shares QoQ |
|---|---|---|---|---|
| Ti-Trust, Inc | $431,460 | 85K | 26.3% | ▼ 0.1% |
| Dimensional Fund Advisors LP | $409,662 | 81K | 25.0% | 0.0% |
| Vanguard Capital Management LLC | $279,954 | 55K | 17.1% | 0.0% |
| Geode Capital Management, LLC | $113,719 | 22K | 6.9% | ▲ 34.3% |
| Farmers National Bank | $112,171 | 22K | 6.8% | 0.0% |
| Vanguard Fiduciary Trust Co | $84,389 | 17K | 5.1% | 0.0% |
| Citadel Advisors LLC | $60,660 | 12K | 3.7% | New |
| Kentucky Trust Co | $60,264 | 12K | 3.7% | ▲ 7.9% |
| Blackrock, Inc. | $49,499 | 10K | 3.0% | New |
| Morgan Stanley | $16,470 | 3K | 1.0% | 0.0% |
| Osaic Holdings, Inc. | $12,426 | 2K | 0.8% | 0.0% |
| Tower Research Capital LLC (TRC) | $4,003 | 1K | 0.2% | ▼ 22.0% |
From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Kentucky First Federal Bancorp's complete shareholder register. Values are as reported by the filers .
Insider trading activity
Full insider history and chartFrom insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.
Earnings dates and SEC filings
Results announcements
Next expected around January 27, 2027 estimated from the company's past filing pattern, not announced
- November 2, 2026
- August 11, 2026
- May 29, 2026
- May 13, 2026
- February 12, 2026
- November 6, 2025
Recent SEC filings
- 8-K Current report
- 8-K Current report
- DEF 14A Proxy statement
- 10-K Annual report
- 8-K Current report
- 8-K Current report
- 8-K Current report
- 10-Q Quarterly report
Data status
| Data | Last updated | Source |
|---|---|---|
| Share price | Exchange closing prices | |
| News and updates | Company releases and SEC 8-K filings | |
| Analyst estimates | Aggregated analyst estimates | |
| Valuation and scores | Our models, from the filed figures |
Kentucky First Federal Bancorp in brief
- What does Kentucky First Federal Bancorp do?
- Kentucky First Federal Bancorp is a US-listed company in the regional banks industry. Its financial year ends in June.
- What is Kentucky First Federal Bancorp's stock ticker?
- Kentucky First Federal Bancorp trades under the ticker KFFB on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
- Who are Kentucky First Federal Bancorp's largest institutional shareholders?
- By value reported in 13F filings for June 30, 2026, the largest reported holders are Ti-Trust, Inc, Dimensional Fund Advisors LP and Vanguard Capital Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
- When is Kentucky First Federal Bancorp's next earnings date?
- Around January 27, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Kentucky First Federal Bancorp announces its own schedule.
Follow research on Kentucky First Federal Bancorp
New research on the companies we cover arrives in the weekly email. Free, one email a week.