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Ethos Technologies Inc. key statistics and ratios

In fiscal 2025, Ethos Technologies Inc. had an operating margin of 18.8% and a current ratio of 2.17. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Ethos Technologies Inc.: financial ratios, annual
Fiscal year2024Dec 20242025Dec 2025
Gross margin97.4%98.3%
Operating margin19.1%18.8%
Net margin19.2%18.4%
Free-cash-flow margin−4.6%9.0%
Return on assets12.3%15.6%
Asset turnover0.640.85
Current ratio2.592.17
Effective tax rate9.5%6.1%
Capital spending as % of revenue0.3%0.4%
Free cash flow ÷ net income−23.9%48.8%
Dividends ÷ net income—0.0%
Dividends and buybacks ÷ free cash flow—0.0%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: High.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Ethos Technologies Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Ethos Technologies Inc.