undamentalytics Newsletter

Norwood Financial Corp insider trading

Every open-market purchase and sale by Norwood Financial Corp's officers, directors and largest shareholders since November 4, 2021, and what the share price did next.

No open-market insider trades reported in the last five years.

Does following Norwood Financial Corp’s insiders pay?

From February 2, 2010 to September 4, 2026, 25 insiders reported 78 open-market purchases and 64 sales not made under a pre-set plan in Norwood Financial Corp. Twelve months after each purchase was reported, the shares were −2.1% against the S&P 500 on average (median −0.6%), over 70 purchases with a full year of prices; 50% beat the index. After sales, the shares moved −2.4% against the index over 12 months (a negative figure means selling was the right call). Buying each purchase the day after it was reported, an equal amount each, held 12 months or until that insider reported a sale, would have turned $10,000 on February 3, 2010 into $51,596 by November 2, 2026, +10.3% a year. It held shares 98% of the time; the S&P 500 on those same days, with Treasury bills otherwise, made $94,636 (+14.4% a year), and held throughout $92,521 (+14.2%).

$0$50.0k$100k 201020122014201620182020202220242026 $94.6k$92.5k$51.6k
Copying Norwood Financial Corp's insidersS&P 500, same days investedS&P 500, held throughout $10,000 copying every open-market purchase by Norwood Financial Corp's insiders from February 3, 2010, before costs and taxes, marked weekly. Uninvested money earns the Treasury bill rate; the portfolio held shares 98% of the time.
Norwood Financial Corp: each insider's record
InsiderRolePurchases12 months after their purchasesBeat the S&P 500Sales12 months after their salesLatest report
Critelli Lewis J President & CEO 3 −3.5% (3) 33% 16 −5.9% (16) September 30, 2022
Forte Andrew Director 10 −10.4% (10) 30% 2 +12.8% (2) April 29, 2025
Carmody John F EVP & Chief Credit Officer 0 — — 11 +2.5% (11) December 27, 2022
Lamont Kevin M Director 11 +5.7% (11) 64% 0 — August 19, 2019
Sanders John H Senior Vice President 0 — — 10 −2.6% (10) February 12, 2020
Davis William W Jr Chairman of the Board 1 −1.6% (1) 0% 7 +7.2% (7) January 27, 2021
Schmalzle Ronald R Director 8 +5.9% (7) 71% 0 — May 27, 2026
Mancuso Robert J EVP & Chief Operating Officer 5 +5.3% (5) 60% 2 +2.4% (2) August 9, 2022
Adams Joseph W Director 6 −1.4% (6) 83% 0 — August 2, 2021
Gifford Jeffrey S Director 6 −8.3% (6) 50% 0 — May 14, 2024
Lance William S EVP & CFO 0 — — 6 −3.2% (6) February 7, 2023
Mccaffery John Martin Jr EVP & CFO 6 −8.3% (5) 20% 0 — April 30, 2026
Nolan Alexandra K Director 6 +3.5% (6) 83% 0 — September 10, 2021
Shook James Director 4 +30.1% (1) 100% 0 — July 30, 2026
Burke James F EVP & Chief Lending Offiicer 3 −7.3% (3) 33% 0 — June 29, 2015
Carroll Joseph W Director 3 — — 0 — May 6, 2026
Matergia Ralph A Director 2 −24.6% (2) 0% 1 −1.8% (1) April 25, 2019
Snyder Richard L Director 0 — — 3 −10.0% (3) December 31, 2012
Kneller Joseph A Senior Vice President 0 — — 2 −12.0% (2) November 28, 2012
Marshall John E Chairman of the Board 2 −9.8% (2) 0% 0 — June 7, 2010
Phillips Kenneth A Director 0 — — 2 −30.0% (2) November 6, 2020
Doolittle Kenneth C Executive Vice President 1 −6.9% (1) 0% 0 — November 26, 2013
Kasper Edward C Executive Vice President 0 — — 1 −3.2% (1) January 3, 2012
O'bell Vincent EVP & Chief Lending Officer 0 — — 1 — September 4, 2026
Rickard Gary P Director 1 −14.1% (1) 0% 0 — February 2, 2010

Moves are the shares’ return including dividends minus the S&P 500’s, from the close on the first trading day after each report; the number of trades with a finished 12-month window is in brackets. Green means the trade went the insider’s way (a purchase ahead of the index, a sale followed by the shares trailing it). A trade reported both by a director or officer and by a fund or company they are linked to counts once here, under the person. Purchases count only where the share price actually traded was at least $5. These figures describe what the shares did, not why anyone traded. Insiders across all companies.

When several insiders traded Norwood Financial Corp

Months when 2 or more insiders became net buyers, or 3 or more net sellers, of Norwood Financial Corp in reports dated in the 91 days before the month end, and how the stock did against the S&P 500 from that month end. After the 16 buying crowds with six months of prices, it averaged −2.0% against the index. After 7 selling crowds, +0.2%. One company's history is too short to judge by; the test across every company is the better guide.

MonthCrowd3 months on, vs S&P 5006 months12 months
May 29, 20264 buying+12.2%not yetnot yet
January 30, 20262 buying−1.9%+4.4%not yet
August 29, 20252 buying+1.0%+5.1%+11.8%
April 30, 20252 buying−16.2%−17.2%−2.2%
September 30, 20242 buying−4.5%−8.9%−22.3%
June 30, 20232 buying−8.7%+5.8%−38.3%
February 28, 20233 selling−35.6%−30.7%−46.1%
June 30, 20222 buying+14.7%+38.3%+10.1%
December 31, 20213 selling+14.7%+13.6%+51.7%
August 31, 20214 buying+0.8%+13.3%+15.5%
February 26, 20212 buying−10.8%−15.5%−1.6%
September 30, 20202 buying−3.1%−9.0%−20.8%

Colours show whether the crowd was right: green when buyers were followed by a rise above the index, or sellers by a fall below it. Latest 12 of 24. Total returns from the month end; past patterns are not a forecast.

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