Norwood Financial Corp income statement
In fiscal 2025, Norwood Financial Corp reported revenue of $87.9m, up 72.3% on the year before and net income of $27.8m, or $3.01 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25 | 24 | 27 | 30 | 30 | 30 | 29 | 34 | 42 | 44 | 45 | 58 | 74 | 78 | 70 | 51 | 88 | 103 |
| Interest expense | 8 | 6 | 5 | 5 | 4 | 3 | 3 | 4 | 4 | 6 | 9 | 8 | 6 | 7 | 33 | — | — | — |
| Net interest income | 19 | 20 | 23 | 25 | 25 | 25 | 25 | 29 | 35 | 37 | 39 | 50 | 65 | 68 | 62 | 62 | 78 | 93 |
| Non-interest income | 5 | 4 | 5 | 5 | 6 | 5 | 5 | 5 | 7 | 7 | 7 | 8 | 8 | 10 | 8 | −11 | 10 | 10 |
| Non-interest expense | 13 | 13 | 16 | 16 | 17 | 18 | 17 | 23 | 25 | 26 | 27 | 34 | 39 | 41 | 43 | 49 | 51 | 63 |
| Provision for credit losses | 2 | 1 | 2 | 2 | 2 | 2 | 5 | 2 | 2 | 2 | 1 | 5 | 4 | 1 | 6 | 3 | 2 | 3 |
| Income before tax | 9 | 10 | 10 | 11 | 11 | 10 | 8 | 9 | 15 | 16 | 17 | 18 | 31 | 36 | 21 | −0 | 35 | 36 |
| Income tax | 2 | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 7 | 3 | 3 | 3 | 6 | 7 | 4 | −0 | 7 | 8 |
| Net income | 7 | 7 | 7 | 8 | 8 | 8 | 6 | 7 | 8 | 14 | 14 | 15 | 25 | 29 | 17 | −0 | 28 | 29 |
| Diluted EPS | $2.55 | $1.76 | $1.45 | $1.55 | $1.55 | $1.40 | $1.07 | $1.15 | $1.31 | $2.17 | $2.25 | $2.09 | $3.04 | $3.58 | $2.07 | −$0.02 | $3.01 | $2.87 |
| Diluted shares (average) | — | 4m | 5m | 5m | 5m | 5m | 6m | 6m | 6m | 6m | 6m | 7m | 8m | 8m | 8m | 8m | 9m | 10m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 18 | 2 | 20 | 21 | 23 | 23 | 27 | 29 |
| Net interest income | 16 | 17 | 18 | 19 | 20 | 21 | 25 | 27 |
| Non-interest income | 2 | −18 | 2 | 2 | 3 | 3 | 3 | 3 |
| Non-interest expense | 12 | 13 | 12 | 13 | 13 | 14 | 21 | 16 |
| Provision for credit losses | 1 | 2 | 1 | 1 | −1 | 0 | 1 | 2 |
| Income before tax | 5 | −16 | 7 | 8 | 11 | 9 | 5 | 12 |
| Income tax | 1 | −3 | 2 | 2 | 2 | 2 | 1 | 2 |
| Net income | 4 | −13 | 6 | 6 | 8 | 7 | 4 | 9 |
| Diluted EPS | $0.48 | −$1.57 | $0.63 | $0.67 | $0.89 | $0.79 | $0.35 | $0.86 |
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