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OLD Second Bancorp Inc (OSBC) stock

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NASDAQ: OSBC Nasdaq Regional Banks Next results ~January 20, 2027

C Fundamentals grade

OLD Second Bancorp Inc is a US-listed company in the regional banks industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders1 buying, 7 selling1 purchase and 20 sales by directors and officers, last 12 monthsInsider trades
  • Funds97 adding, 66 cuttingOf 25 active managers that changed their stake, 12 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter OLD Second Bancorp files

Where OLD Second Bancorp stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $381m, up 30.4% on a year earlier, faster than the 24.9% growth a quarter earlier. That growth ranks 33 of 190 among the regional banks companies we cover. The diluted share count is up 16.2% on a year earlier, which dilutes existing holders.

Our model value for OLD Second Bancorp is under review, so past values are not shown until it is resolved.

Source: 10-Q filed August 6, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 20, 2027 (estimated)

OLD Second Bancorp Inc's trailing-twelve-month revenue grew 30.4% year on year, with a free-cash-flow margin of 37.3%. Where it stands out: revenue growth of 30.4% ranks 39 of 245 regional banks companies we cover. Where it lags: change in share count of 16.2% ranks 211 of 230 regional banks companies we cover.

Current signal Revenue growth accelerating: TTM revenue growth rose to 30.4% (+5.5pp vs the prior quarter).

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Fast growth. Revenue grew 30.4% over the last 12 months, against a median of 12.5% for regional banks companies we cover.
  • Growth speeding up. The growth rate is 5.5 points higher than a quarter earlier.
  • Strong cash generation. 37.3% of revenue turned into free cash flow.
  • Net cash. Cash exceeds long-term debt by $0.1bn.

Things to watch

  • Share dilution. Diluted shares rose 16.2% in a year.
  • Short interest rising. Shares sold short rose 23% in a month to 6.2% of tradable shares.
  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.

Latest results: FY2026 Q2

Filed August 6, 2026
Earnings per share
$0.55 against an average estimate of $0.58: missed by 5.2%
Revenue
$97m, up 28.6% on a year earlier
Share reaction
-1.6% in the first session after the results on October 21, 2026, against -0.7% for the S&P 500
Next report
January 20, 2027; average EPS estimate $0.57

OLD Second Bancorp's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+3.2%
  • 1 week+1.5%
  • 1 month+0.8%
  • This year+30.2%
  • 1 year+41.5%
  • 5 years+94.5%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$381M
Net margin
24.2%
EPS (TTM, diluted)
$1.74

Growth

Revenue growth
+30.4%
Change in growth rate
+5.5 pts
Share count change
+16.2%

Earnings

Last results
October 21, 2026
Next results (est.)
January 20, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Announcement
  3. Leadership
  4. Announcement
  5. Insider trade
  6. Results
  7. Announcement
  8. Leadership

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

OLD Second Bancorp Inc valuation models and calculator

No model value for OLD Second Bancorp Inc at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value OLD Second Bancorp Inc as a bank or lender, with every model that fits that kind of business. Cost of equity 8.4%: the 10-year Treasury yield (4.9%) plus a beta of 0.76 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$31 ~$21–$48 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$33 ~$27–$40 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$26 ~$17–$36 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$14 ~$18–$28 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$23 ~$22–$28 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$35 ~$29–$45 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare OLD Second Bancorp Inc with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

65 /100

Moderate moat

How hard OLD Second Bancorp's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 16 / 20

    Net income has been a median 1.3% of total assets over 10 years.

  • Durability 16 / 20

    Net margin has been a median 26.4%; its worst year was 13.1%.

  • Discipline 10 / 20

    The diluted share count rose 78.4% over five years; stock-based pay has been a median 1.5% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (70 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 20, 2027, after the close. Analysts expect revenue of $84m and EPS of $0.57 (range $0.56 to $0.58) for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $2.17 +5% $333m +14%
Next $2.37 +9% $338m +2%

Next year's EPS estimate has moved +0.1% in 90 days, across 6 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is −1.5% on 90 days ago. In the last 30 days, 2 analysts raised OLD Second Bancorp Inc's forecast and 0 cut it.

Consensus EPS forecast OLD Second Bancorp Inc, last 90 days
$2.10 $2.20 $2.30 $2.40 $2.50 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $2.20 Current fiscal year, 60 days ago: $2.20 Current fiscal year, 30 days ago: $2.21 Current fiscal year, 7 days ago: $2.21 Current fiscal year, Now: $2.17 $2.17 Next fiscal year, 90 days ago: $2.36 Next fiscal year, 60 days ago: $2.39 Next fiscal year, 30 days ago: $2.40 Next fiscal year, 7 days ago: $2.44 Next fiscal year, Now: $2.37 $2.37

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $2.20$2.36
60 days ago $2.20$2.39
30 days ago $2.21$2.40
7 days ago $2.21$2.44
Now $2.17$2.37

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $0.58 $0.55 −5.2%
Jun 2026 $0.55 $0.55 +0.9%
Mar 2026 $0.51 $0.49 −4.7%
Dec 2025 $0.54 $0.58 +8.1%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

6 analysts, Oct 2026
Buy583%
Hold117%
Sell00%

Monthly trend

  1. Oct 20262316
  2. Sep 20263216
  3. Aug 20263216

Counts of recommendations published by analysts covering OLD Second Bancorp Inc, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
6.2%
of tradable shares
Days to cover
5.27
at average volume
Short interest, 1 month
+23%
to October 15, 2026
Held by institutions
80%
of shares
Held by insiders
4.5%
of shares
Employees
1,062
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +41.5%

$17.72 on October 31, 2025 to $25.07

ThenNowEffect
Revenue (last 12 months) $293m $381m +30.4%
Net margin 28.6% 24.2% −15.3%
P/E multiple 9.7x 14.4x +48.9%
Share count 46m 53m −13.9%

Biggest factor: p/e multiple.

Last 3 years +80.2%

$13.92 on November 3, 2023 to $25.07

ThenNowEffect
Revenue (last 12 months) $283m $381m +34.6%
Net margin 32.6% 24.2% −25.6%
P/E multiple 6.8x 14.4x +111.1%
Share count 45m 53m −14.8%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
OSBC+26%+29%−2%+17%+11%+30%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
OSBC67%58%50%58%58%64%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
OSBC−21%−16%−36%−16%−26%−10%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 3, 2015: 60% from August 22, 2018 to March 23, 2020. Getting back needed a 151% gain, reached on May 31, 2022, 799 days after the low.

Price behaviour

52-week range
$17.44 – $25.83
From 52-week high
−2.9%
vs 50-day average
+0.7%
vs 200-day average
+12.0%
Volatility (1 year)
23%
Beta vs S&P 500
0.42

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
4 up, 8 down
typical move ±3.6%
After a week
7 up, 5 down
typical move ±4.7%
After a month
5 up, 6 down
typical move ±6.5%
Results releasedNext dayS&P 500 next day5 days21 days
October 21, 2026 −1.6% −0.7% −2.7% —
July 22, 2026 −0.7% −1.3% +6.8% +6.7%
April 22, 2026 −7.1% +0.6% −4.0% −1.0%
January 21, 2026 +4.4% +1.7% −4.2% +1.3%
October 22, 2025 −1.2% +0.1% +1.4% −0.3%
July 23, 2025 −4.7% +0.9% −7.1% −5.4%
April 23, 2025 +2.3% +3.7% +3.9% +8.7%
January 22, 2025 −2.3% +1.1% +0.2% −1.4%
October 16, 2024 +7.8% +0.4% +5.2% +18.2%
July 17, 2024 −1.3% −2.2% +0.8% −4.6%
April 17, 2024 +3.2% −0.8% +8.9% +11.6%
January 24, 2024 −7.2% +0.7% −11.3% −12.3%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

OLD Second Bancorp Inc in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) OLD Second Bancorp Inc
$250M $300M $350M $400M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $289.2M Revenue (TTM), FY23 Q4: $286.1M Revenue (TTM), FY24 Q1: $285M Revenue (TTM), FY24 Q2: $284M Revenue (TTM), FY24 Q3: $282.2M Revenue (TTM), FY24 Q4: $285.5M Revenue (TTM), FY25 Q1: $288.3M Revenue (TTM), FY25 Q2: $292.6M Revenue (TTM), FY25 Q3: $317.3M Revenue (TTM), FY25 Q4: $339.3M Revenue (TTM), FY26 Q1: $360M Revenue (TTM), FY26 Q2: $381.5M $381.5M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $289.2M
FY23 Q4 $286.1M
FY24 Q1 $285M
FY24 Q2 $284M
FY24 Q3 $282.2M
FY24 Q4 $285.5M
FY25 Q1 $288.3M
FY25 Q2 $292.6M
FY25 Q3 $317.3M
FY25 Q4 $339.3M
FY26 Q1 $360M
FY26 Q2 $381.5M
Revenue growth, TTM YoY OLD Second Bancorp Inc
-10% 0% 10% 20% 30% 40% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 34.2% Revenue growth, TTM YoY, FY23 Q4: 14.8% Revenue growth, TTM YoY, FY24 Q1: 7.1% Revenue growth, TTM YoY, FY24 Q2: 0.2% Revenue growth, TTM YoY, FY24 Q3: -2.4% Revenue growth, TTM YoY, FY24 Q4: -0.2% Revenue growth, TTM YoY, FY25 Q1: 1.2% Revenue growth, TTM YoY, FY25 Q2: 3.0% Revenue growth, TTM YoY, FY25 Q3: 12.4% Revenue growth, TTM YoY, FY25 Q4: 18.9% Revenue growth, TTM YoY, FY26 Q1: 24.9% Revenue growth, TTM YoY, FY26 Q2: 30.4% 30.4%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 34.2%
FY23 Q4 14.8%
FY24 Q1 7.1%
FY24 Q2 0.2%
FY24 Q3 -2.4%
FY24 Q4 -0.2%
FY25 Q1 1.2%
FY25 Q2 3.0%
FY25 Q3 12.4%
FY25 Q4 18.9%
FY26 Q1 24.9%
FY26 Q2 30.4%
FCF margin (TTM) OLD Second Bancorp Inc
30% 40% 50% 60% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 39.7% FCF margin (TTM), FY23 Q4: 36.4% FCF margin (TTM), FY24 Q1: 40.2% FCF margin (TTM), FY24 Q2: 54.3% FCF margin (TTM), FY24 Q3: 43.9% FCF margin (TTM), FY24 Q4: 42.3% FCF margin (TTM), FY25 Q1: 32.2% FCF margin (TTM), FY25 Q2: 36.8% FCF margin (TTM), FY25 Q3: 30.3% FCF margin (TTM), FY25 Q4: 34.7% FCF margin (TTM), FY26 Q1: 38.3% FCF margin (TTM), FY26 Q2: 37.3% 37.3%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 39.7%
FY23 Q4 36.4%
FY24 Q1 40.2%
FY24 Q2 54.3%
FY24 Q3 43.9%
FY24 Q4 42.3%
FY25 Q1 32.2%
FY25 Q2 36.8%
FY25 Q3 30.3%
FY25 Q4 34.7%
FY26 Q1 38.3%
FY26 Q2 37.3%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What OLD Second Bancorp earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $355M
  2. Fee and other income $46.4M · 13.7%
  3. Interest paid $62.2M
  4. Net interest income $293M · 86.3%
  5. Revenue $339M
  6. Non-interest expense $204M · 60.1%
  7. Credit-loss provisions $27.6M · 8.1%
  8. Pre-tax profit $108M · 31.8%
  9. Income tax $27.4M · 8.1%
  10. Net income $80.3M · 23.7%

Shares of revenue. Source: OLD Second Bancorp's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 124 100 97 86 86 88 92 105 122 133 129 136 249 286 285 339 381
Net income −109 −6 −0 82 10 15 16 15 34 39 28 20 67 92 85 80 92
Diluted EPS −$8.03 −$0.79 −$0.36 $5.45 $0.46 $0.46 $0.53 $0.50 $1.12 $1.30 $0.92 $0.65 $1.49 $2.02 $1.87 $1.62 $1.74
Growth (year on year)
Revenue — −19.1% −3.4% −10.5% −0.2% +2.4% +4.1% +14.4% +16.2% +8.4% −2.5% +5.2% +83.3% +14.8% −0.2% +18.9% +30.4%
Net income — — — — −87.7% +51.8% +1.9% −3.5% +124.7% +16.0% −29.5% −28.0% +236.3% +36.1% −7.0% −5.8% +10.4%
Diluted EPS — — — — −91.6% 0.0% +15.2% −5.7% +124.0% +16.1% −29.2% −29.3% +129.2% +35.6% −7.4% −13.4% −5.0%
Margins
Net margin −88.0% −6.5% −0.1% 95.0% 11.7% 17.4% 17.0% 14.4% 27.8% 29.8% 21.5% 14.7% 27.0% 32.1% 29.9% 23.7% 24.2%
Free-cash-flow margin 55.3% 28.5% 43.8% 38.7% −8.6% 22.5% 27.5% 34.3% 43.3% 36.4% 17.1% 21.3% 37.3% 36.4% 42.3% 34.7% 37.3%
Cash flow
Cash from operations 69 29 43 35 −6 21 27 37 55 53 26 31 97 116 132 122 146
Capital spending 1 1 1 2 1 1 2 1 2 4 4 2 4 12 11 5 4
Free cash flow 68 29 42 33 −7 20 25 36 53 48 22 29 93 104 121 118 142
Stock-based pay 1 1 0 0 0 1 1 1 2 3 2 1 3 4 4 6 6
Free cash flow after stock pay 67 28 42 33 −8 19 25 35 51 46 20 28 90 100 117 112 136
Balance sheet
Cash — — — — 44 40 47 56 55 51 330 752 115 100 99 124 143
Total debt 4 105 131 131 170 152 197 247 313 206 161 199 261 517 142 339 469
Net debt (negative = net cash) — — — — 126 112 150 191 258 155 −169 −553 146 416 43 215 325
Diluted shares — 14m 14m 14m 26m 30m 30m 30m 30m 30m 30m 31m 45m 45m 46m 50m 53m
Returned to shareholders
Dividends 3 — — — 12 — 1 1 1 1 1 5 9 9 9 12 14
Buybacks 0 0 0 0 0 0 0 0 1 1 6 10 0 1 1 7 46
Total returned 3 0 0 0 12 0 1 1 2 2 7 15 9 10 10 20 60

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q2 TTM
Buybacks (TTM)
$46.1M
Dividends (TTM)
$14.1M
Returned to shareholders
42%
of free cash flow
Buybacks, last 3 fiscal years
$9.1M
Diluted share count
+16.2%
year over year
Total shareholder yield
4.7%
dividends 1.1% + buybacks 3.6% of market value
Dividend payout ratio
15%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Last 12 months unless stated OSBC FMBH QCRH BHRB AMAL RBCAA Median
Revenue, last 12 months $381m $383m $396m $363m $363m $409m $255m
Revenue growth, last 12 months 30.4% 13.5% 16.6% 8.0% 14.4% 0.5% 12.5%
Revenue growth, 3-year average 10.4% 14.3% −5.3% 44.5% 8.0% 5.4% 6.0%
Revenue growth, latest quarter 28.6% 24.1% 15.6% 22.7% 21.5% 7.9% 10.7%
Net margin 24.2% 26.2% 35.8% 26.7% 31.3% 31.3% 28.7%
Cash from operations / revenue 38.2% 33.0% 216.7% 26.7% 45.2% 35.3% 34.3%
Free-cash-flow margin 37.3% 31.2% 200.1% 23.8% 40.4% 33.3% 31.4%
Free-cash-flow margin, 3-year average 42.8% 31.2% 124.1% 16.3% 38.7% 34.7% 29.9%
Stock pay / revenue 1.5% 0.8% 0.8% 1.8% 2.2% 0.6% 1.2%
Change in share count 16.2% 4.1% −1.2% 6.3% −2.2% 0.3% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measure Company Peer median Rank
Revenue growth Growth 30.4% 12.5% 39 of 245
Change in growth rate Growth +5.5pp +0.0pp 41 of 244
Net margin Profitability 24.2% 28.7% 167 of 245
Stock pay as % of revenue Cash generation 1.5% 1.3% 134 of 206
Change in share count Balance sheet 16.2% 0.4% 211 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue YoY
Fiduciary and Trust $13.2M ▲ 15.9%
Deposit Account $11.3M ▲ 10.3%
Mortgage Servicing $1.9M ▼ 4.0%
Mortgage Banking $372,000 ▲ 29.6%

These categories overlap or exclude eliminations, so shares aren't shown.

From OLD Second Bancorp Inc's 10-K filed February 26, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$903M
Institutions reporting
184
Shares held vs prior quarter
▲ 2.8%
Positions opened / closed
19 / 20

Top buyers and sellers, Q2 2026: 97 institutions bought and 66 sold ; the biggest buyer was Congress Asset Management Co (+339K shares) and the biggest seller Wellington Management Group LLP (−313K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $100M 4.3M 11.1% ▲ 4.2%
Dimensional Fund Advisors LP $58.3M 2.5M 6.5% ▲ 4.6%
Vanguard Capital Management LLC $50.8M 2.2M 5.6% ▼ 3.2%
State Street Corp $42.9M 1.8M 4.7% ▲ 15.0%
Davis Asset Management, L.P. $42M 1.8M 4.6% 0.0%
American Century Companies Inc $41.6M 1.8M 4.6% ▲ 12.1%
Goldman Sachs Group Inc $37.9M 1.6M 4.2% ▼ 3.9%
Fj Capital Management LLC $34.1M 1.5M 3.8% ▼ 3.0%
Boston Partners $32.9M 1.4M 3.6% ▼ 2.0%
Geode Capital Management, LLC $31.5M 1.3M 3.5% ▲ 5.3%
Kennedy Capital Management LLC $28.8M 1.2M 3.2% ▼ 2.5%
Banc Funds Co LLC $24.1M 1.0M 2.7% ▲ 0.5%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not OLD Second Bancorp Inc's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $502 1 trade by 1 insider, last 12 months Insider sales History → $7.3M 20 trades by 7 insiders · 26% under pre-set plans
Net ▼ $7.3M net selling
Insider Date Trade Shares Price Value
Collins Gary S VICE CHAIRMAN September 23, 2026 Sell 16,000 $24.69 $395,040
Mclean Hugh H Director September 8, 2026 Sell 25,000 $25.63 $640,750
Collins Gary S VICE CHAIRMAN September 4, 2026 Sell 5,000 $25.71 $128,550
Mclean Hugh H Director September 3, 2026 Sell 25,000 $25.73 $643,250
Campbell Darin Patrick President, Powersports Lending September 2, 2026 Sell 24,000 $25.53 $612,720
Eccher James CHAIRMAN AND CEO August 12, 2026 Sell pre-set plan 19,313 $25.61 $494,606
Eccher James CHAIRMAN AND CEO August 11, 2026 Sell pre-set plan 55,687 $25.46 $1.4M
Collins Gary S VICE CHAIRMAN May 22, 2026 Sell 5,120 $21.12 $108,134
Collins Gary S VICE CHAIRMAN May 21, 2026 Sell 10,000 $21.12 $211,200
Pilmer Donald EVP May 11, 2026 Sell 25,000 $20.75 $518,750
Lyons Billy J Jr. Director May 11, 2026 Buy 24 $20.90 $502
Collins Gary S VICE CHAIRMAN May 8, 2026 Sell 10,000 $21.24 $212,400

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 20, 2027 estimated from the company's past filing pattern, not announced

  • October 21, 2026
  • July 22, 2026
  • April 22, 2026
  • January 21, 2026
  • October 22, 2025
  • July 23, 2025

Recent SEC filings

Data status

When each part of this page on OLD Second Bancorp Inc was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

OLD Second Bancorp Inc in brief

What does OLD Second Bancorp Inc do?
OLD Second Bancorp Inc is a US-listed company in the regional banks industry. Its financial year ends in December.
What is OLD Second Bancorp Inc's stock ticker?
OLD Second Bancorp Inc trades under the ticker OSBC on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is OLD Second Bancorp Inc's revenue, and how fast is it growing?
Over its most recent trailing twelve months, OLD Second Bancorp Inc reported revenue of $381M, 30.4% higher than a year earlier, according to its SEC filings.
What is OLD Second Bancorp Inc's free cash flow?
OLD Second Bancorp Inc's free-cash-flow margin is 37.3% of revenue over the trailing twelve months.
Who are OLD Second Bancorp Inc's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Dimensional Fund Advisors LP and Vanguard Capital Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is OLD Second Bancorp Inc buying back stock, and does it pay a dividend?
OLD Second Bancorp Inc spent $46.1M on share repurchases over the trailing twelve months, and its diluted share count still rose 16.2% over the year.
What is OLD Second Bancorp Inc's market cap?
On November 2, 2026, OLD Second Bancorp Inc's market capitalisation was about $1.3B, with a price-to-earnings ratio of 14.4 and net debt of $325M. Market figures come from third-party market data and may be delayed.
Does OLD Second Bancorp Inc pay a dividend?
Yes: OLD Second Bancorp Inc paid $14.1M in dividends over the trailing twelve months, a dividend yield of 1.11% and a payout ratio of 15.3%.
Who are OLD Second Bancorp Inc's competitors?
In our Regional Banks peer group, the companies closest to OLD Second Bancorp Inc are First MID Bancshares, Inc., QCR Holdings Inc, Burke & Herbert Financial Services Corp., Amalgamated Financial Corp. and Republic Bancorp Inc. The side-by-side comparison below sets their revenue, margins and growth against OLD Second Bancorp Inc's.
Are insiders buying or selling OLD Second Bancorp Inc stock?
Over the last 12 months, OLD Second Bancorp Inc's directors and officers reported 1 open-market purchases and 20 sales on Form 4. The insider trading page charts every trade.
When is OLD Second Bancorp Inc's next earnings date?
Around January 20, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — OLD Second Bancorp Inc announces its own schedule.