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Ready Capital Corp key statistics and ratios

In fiscal 2025, Ready Capital Corp had return on equity of -14.0% and a net margin of -232.8%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin79.5%34.5%37.4%33.5%34.0%21.1%28.5%28.9%10.7%46.4%43.7%52.0%−449.3%−232.8%—
Return on equity43.1%6.5%17.6%13.1%10.3%8.3%11.0%10.7%5.5%14.4%12.1%15.3%−20.3%−14.0%−40.5%
Return on assets9.6%1.6%4.2%2.6%2.0%1.7%2.1%1.8%0.9%2.0%1.8%2.8%−3.9%−2.6%−8.0%
Effective tax rate—0.0%3.1%—14.8%3.9%2.2%−16.4%15.4%11.2%8.8%2.0%———
Dividends ÷ net income——59.0%88.2%95.3%111.5%86.6%86.8%126.8%74.5%100.8%64.9%———

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

65 /100

Moderate moat

How hard Ready Capital's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Net income has been a median 1.5% of total assets over 10 years.

  • Durability 9 / 20

    Net margin has been a median 27.4%; its worst year was -144.1%.

  • Discipline 10 / 20

    The diluted share count rose 182.6% over five years; stock-based pay has been a median 1.4% of revenue.

AI disruption exposure: Low. In this industry, the business rests on physical assets, regulated networks or products AI itself depends on.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Ready Capital Corp's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Ready Capital Corp.