Southern First Bancshares Inc income statement

In fiscal 2025, Southern First Bancshares Inc reported revenue of $118m, up 26.5% on the year before and net income of $30.4m, or $3.72 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Southern First Bancshares Inc: income statement, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMSept 2026
Revenue	21	23	26	30	33	39	47	54	60	70	82	107	105	107	88	93	118	139
Interest expense	17	15	12	9	7	7	8	8	10	17	25	15	5	20	100	—	—	—
Net interest income	19	20	23	26	29	33	39	43	51	60	67	80	88	98	78	81	105	126
Non-interest income	2	3	3	4	4	6	8	11	9	10	15	27	17	10	10	12	13	13
Non-interest expense	15	17	18	20	22	25	28	31	35	40	44	54	56	63	69	73	76	79
Provision for credit losses	4	6	5	5	3	4	3	2	2	2	2	30	−12	6	1	0	3	4
Income before tax	2	1	3	6	8	10	16	20	24	29	35	24	61	38	17	20	40	56
Income tax	0	0	1	2	2	3	5	7	11	6	8	5	14	9	4	4	9	12
Net income	1	1	2	4	5	7	10	13	13	22	28	18	47	29	13	16	30	43
Diluted EPS	$0.07	−$0.06	$0.22	$0.64	$0.98	$1.10	$1.55	$1.94	$1.76	$2.88	$3.58	$2.34	$5.85	$3.61	$1.66	$1.91	$3.72	$4.86
Diluted shares (average)	3,728m	4m	4m	4m	4m	5m	7m	7m	7m	8m	8m	8m	8m	8m	8m	8m	8m	9m

US$ millions unless shown otherwise. Fiscal quarters.

Southern First Bancshares Inc: income statement, quarterly
Quarter	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026	2026 Q3Sept 2026
Revenue	25	26	29	31	32	34	36	38
Net interest income	22	23	25	28	29	30	32	35
Non-interest income	3	3	3	4	3	4	4	3
Non-interest expense	19	19	19	19	18	20	20	20
Provision for credit losses	−0	1	1	1	1	1	1	1
Income before tax	7	7	9	11	13	12	14	16
Income tax	1	2	2	3	3	3	3	4
Net income	6	5	7	9	10	10	11	12
Diluted EPS	$0.69	$0.65	$0.81	$1.07	$1.18	$1.19	$1.20	$1.28

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Southern First Bancshares Inc's SEC filings (10-K and 10-Q), retrieved October 30, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Southern First Bancshares Inc.