Stoneco Ltd. is a US-listed company in the systems software industry. Its financial year ends in December.
Stock price today
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Third-party market data · may be delayed
Model estimate per share
~$12
Valuation models combined (2)
Base case. Range ~$1.6–$18. Weighted average of 2 models (price-to-earnings vs peers, residual income), the price-to-earnings vs peers counting double.
Price vs value
No Buy/Hold/Sell rating is issued: limited reported history: available models are shown without a Buy/Hold/Sell rating.
Stoneco Ltd. valuation: adjust assumptions and compare models →
Who’s trading
What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.
- Insiders1 buying, 1 selling2 purchases and 3 sales by directors and officers, last 12 monthsInsider trades
- Funds143 adding, 136 cuttingOf 36 active managers that changed their stake, 22 added; quarter to June 30, 2026Fund buyers and sellers
The Fundamentalytics view
Current signal Share count shrinking (buybacks): Diluted shares outstanding fell 11.5% year over year.
Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.
Highlights
How we pick theseStrengths
- Shrinking share count. Diluted shares fell 11.5% in a year, so each share owns more of the business.
Things to watch
- Weak cash conversion. Free cash flow was -1% of net income over the last 12 months.
- Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.
Latest results
- Earnings per share
- $2.40 against an average estimate of $2.42: missed by 0.9%
- Next report
- November 12, 2026
Price chart
- 1 day-1.4%
- 1 week-8.3%
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Third-party market data · may be delayed
At a glance
Profitability
- EPS (TTM, diluted)
- $1.57
Growth
- Share count change
- −11.5%
Cash
- Free cash flow (TTM)
- -$5.2M
News & updates
Company announcements, filed results and changes that matter to shareholders.
No recent updates are available for STNE from the sources we follow. See filings →
Valuation models
We value Stoneco Ltd. as an operating company, with every model that fits that kind of business. Cost of equity 10.4%: the 10-year Treasury yield (4.9%) plus a beta of 1.2 times a 4.5% equity risk premium.
| Model | Value per share | In the combined value? |
|---|---|---|
| Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. | ~$18 ~$14–$33 | Primary model, counts double |
| Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. | ~$1.6 ~$1.0–$2.6 | Included |
| Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. | ~$0.1 ~$0.1–$0.1 | Left out: out of range vs price (0.01x) |
| Revenue-to-maturity model Revenue grown to maturity with the cash margin moving to the industry's; for companies not yet profitable. | — | Does not apply: revenue and margins don't support a positive value |
| Price-to-sales vs peers Sales per share times peers' typical price-to-sales; used only when earnings are negative. | — | Does not apply: earnings are positive: price-to-earnings is the better measure |
| Combined value Weighted average of the models that apply: the primary model (price-to-earnings vs peers) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. | ~$12 ~$1.6–$18 | 2 models |
Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Stoneco Ltd. with Systems Software in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.
Moat
Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.
Forecasts and guidance
Next results: November 12, 2026, after the close.
Analysts' consensus
No analyst estimates are published for Stoneco Ltd.: too few analysts cover it.
Earnings against estimates
| Quarter to | Estimate | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | $2.42 | $2.40 | −0.9% |
| Mar 2026 | $2.22 | $2.19 | −1.3% |
| Dec 2025 | $2.65 | $2.84 | +7.1% |
| Sept 2025 | $2.34 | $2.51 | +7.3% |
Adjusted EPS as companies report it, against the average analyst estimate.
Positioning
- Short interest
- 5.8% of tradable shares
- Days to cover
- 1.39 at average volume
- Short interest, 1 month
- −34% to October 15, 2026
- Held by institutions
- 84% of shares
- Held by insiders
- 3.3% of shares
Share-price performance
Market data may be delayedPrice behaviour
- 52-week range
- Not enough history
- From 52-week high
- —
- vs 50-day average
- —
- vs 200-day average
- —
- Volatility (1 year)
- —
- Beta vs S&P 500
- —
Fundamentals
Financial health
- Short-term assets cover short-term liabilities $10.3bn of assets due within a year against $7.5bn of liabilities due within a year.
- Short-term assets cover long-term liabilities $10.3bn short-term assets against $1.8bn of longer-dated liabilities.
- More cash than debt $880m of cash against $2.7bn of debt.
- Debt below 40% of shareholders' equity Debt is 136% of equity.
- Debt burden no higher than five years ago Debt to equity moved from 4% to 136% over five years.
- A year's operating cash flow covers at least 20% of debt $121m of operating cash flow against $2.7bn of debt.
- Operating profit covers interest at least five times over Interest not separately reported. Not assessable.
Dividends, buybacks and capital spending
- Buybacks (TTM)
- $535M
- Dividends (TTM)
- $3.2M
- Returned to shareholders
- -10361%
- of free cash flow
- Buybacks, last 3 fiscal years
- $890M
- Diluted share count
- −11.5%
- year over year
- Dividend payout ratio
- 1%
- of net income paid out
Who owns it
Funds buying and selling- Reported value
- $1.7B
- Institutions reporting
- 272
- Shares held vs prior quarter
- ▼ 8.0%
- Positions opened / closed
- 49 / 54
| Manager | Value | Shares | Share of 13F value | Shares QoQ |
|---|---|---|---|---|
| Blackrock, Inc. | $394M | 36.3M | 22.8% | ▲ 1.6% |
| Madrone Advisors, LLC | $275M | 25.3M | 15.9% | 0.0% |
| State Street Corp | $83.8M | 7.7M | 4.9% | ▼ 0.4% |
| Geode Capital Management, LLC | $70.4M | 5.1M | 4.1% | ▲ 4.0% |
| UBS Group AG | $53.7M | 5.0M | 3.1% | ▲ 68.3% |
| Point72 Asset Management, L.P. | $51.4M | 4.7M | 3.0% | ▼ 9.4% |
| Vanguard Portfolio Management LLC | $41.5M | 3.8M | 2.4% | ▲ 7.9% |
| Squadra Investments - Gestao De Recursos Ltda. | $40.6M | 3.7M | 2.4% | ▼ 43.8% |
| Polunin Capital Partners Ltd | $39.3M | 3.5M | 2.3% | ▲ 4.6% |
| Spx Gestao De Recursos Ltda | $32.6M | 3.0M | 1.9% | ▼ 61.1% |
| Norges Bank | $30.4M | 2.8M | 1.8% | — |
| Bank Of America Corp | $29.4M | 2.7M | 1.7% | ▼ 55.0% |
From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Stoneco Ltd.'s complete shareholder register. Values are as reported by the filers .
Insider trading activity
Full insider history and chart| Insider | Date | Trade | Shares | Price | Value |
|---|---|---|---|---|---|
| Morais Silvio Jose Director | September 2, 2026 | Sell | 21,000 | $9.91 | $208,110 |
| Morais Silvio Jose Director | June 12, 2026 | Sell | 9,000 | $11.29 | $101,610 |
| Ventura Salgado Diego CFO and IR Officer | May 15, 2026 | Buy | 11,610 | $9.66 | $112,153 |
| Ventura Salgado Diego CFO and IR Officer | May 15, 2026 | Buy | 10,880 | $9.66 | $105,101 |
| Morais Silvio Jose Director | March 25, 2026 | Sell | 6,800 | $14.33 | $97,444 |
From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.
Earnings dates and SEC filings
Data status
| Data | Last updated | Source |
|---|---|---|
| Share price | Exchange closing prices | |
| News and updates | Company releases and SEC 8-K filings | |
| Analyst estimates | Aggregated analyst estimates | |
| Valuation and scores | Our models, from the filed figures |
Stoneco Ltd. in brief
- What does Stoneco Ltd. do?
- Stoneco Ltd. is a US-listed company in the systems software industry. Its financial year ends in December.
- What is Stoneco Ltd.'s stock ticker?
- Stoneco Ltd. trades under the ticker STNE on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
- Who are Stoneco Ltd.'s largest institutional shareholders?
- By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Madrone Advisors, LLC and State Street Corp. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
- Is Stoneco Ltd. buying back stock, and does it pay a dividend?
- Stoneco Ltd. spent $535M on share repurchases over the trailing twelve months, and its diluted share count fell 11.5% over the year.
- Does Stoneco Ltd. pay a dividend?
- Yes: Stoneco Ltd. paid $3.2M in dividends over the trailing twelve months and a payout ratio of 0.8%.
- How much debt does Stoneco Ltd. have?
- Stoneco Ltd.'s debt-to-equity ratio is 135.8%, from its latest balance sheet (3.5% five years earlier). The financial health section below sets out its other solvency checks.
- Are insiders buying or selling Stoneco Ltd. stock?
- Over the last 12 months, Stoneco Ltd.'s directors and officers reported 2 open-market purchases and 3 sales on Form 4. The insider trading page charts every trade.
- When is Stoneco Ltd.'s next earnings date?
- Around November 12, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Stoneco Ltd. announces its own schedule.
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