Ttec Holdings, Inc. key statistics and ratios

In fiscal 2025, Ttec Holdings, Inc. had return on equity of -101.0%, an operating margin of -5.5%, debt equal to 801.6% of equity and a current ratio of 1.89. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Ttec Holdings, Inc.: financial ratios, annual
Fiscal year	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMJun 2026
Operating margin	4.1%	6.8%	6.1%	7.5%	10.5%	9.6%	6.9%	4.8%	−7.9%	−5.5%	−6.4%
Net margin	2.6%	0.5%	2.4%	4.7%	6.1%	6.2%	4.2%	0.3%	−14.5%	−9.0%	−10.2%
Free-cash-flow margin	4.8%	4.1%	8.3%	10.8%	10.9%	8.4%	2.2%	3.1%	−4.7%	3.9%	2.0%
Return on equity	9.3%	2.0%	10.0%	19.7%	26.7%	28.3%	18.5%	1.4%	−72.6%	−101.0%	—
Return on assets	4.0%	0.8%	3.4%	6.3%	8.2%	8.0%	5.0%	0.4%	−16.3%	−11.8%	−14.5%
Asset turnover	1.51	1.53	1.41	1.35	1.35	1.29	1.18	1.14	1.12	1.31	1.42
Current ratio	2.41	2.68	2.24	1.51	1.66	1.57	1.82	1.69	1.84	1.89	1.87
Debt to equity	60.0%	94.8%	79.9%	67.2%	84.1%	147.0%	166.1%	161.6%	363.6%	801.6%	941.3%
Interest cover (operating income ÷ interest)	6.6x	7.3x	3.2x	6.5x	11.7x	17.5x	4.7x	1.5x	n/m	n/m	n/m
Effective tax rate	25.6%	87.8%	29.3%	23.3%	24.0%	23.9%	18.8%	55.2%	—	—	—
SG&A as % of revenue	13.8%	12.3%	12.1%	12.3%	10.5%	10.6%	11.8%	11.8%	13.3%	13.1%	13.1%
Capital spending as % of revenue	4.0%	3.5%	2.9%	3.7%	3.1%	2.7%	3.4%	2.8%	2.0%	1.8%	2.2%
Free cash flow ÷ net income	181.1%	843.4%	348.7%	229.7%	178.8%	135.4%	51.4%	912.7%	—	—	—
Dividends ÷ net income	54.2%	296.7%	70.8%	37.2%	113.4%	29.9%	46.6%	584.1%	—	—	—
Dividends and buybacks ÷ free cash flow	152.4%	65.1%	20.3%	16.2%	63.4%	22.1%	90.6%	64.0%	—	0.0%	—

US$ thousands unless shown otherwise. Fiscal quarters.

Ttec Holdings, Inc.: financial ratios, quarterly
Quarter	2024 Q3Sept 2024	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026
Operating margin	2.4%	2.7%	4.5%	3.7%	2.4%	−30.3%	3.7%	2.4%
Net margin	−4.0%	0.4%	0.3%	−1.6%	−2.6%	−30.3%	−1.5%	−3.4%
Free-cash-flow margin	−18.9%	−1.7%	3.0%	16.7%	−1.8%	−1.6%	4.3%	8.5%
Current ratio	1.93	1.84	1.96	1.77	1.75	1.89	2.01	1.87
SG&A as % of revenue	13.5%	12.9%	13.1%	13.8%	13.3%	12.4%	13.4%	13.4%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Financial health

1 of 3 checks passed · June 30, 2026

What it owns · $1.4bn

Short-term assets $592mLonger-term assets $781m

What it owes, and who funded it · $1.4bn

Short-term liabilities $317mLonger-term liabilities $966mShareholders' equity $91m

Short-term assets cover short-term liabilities $592m of assets due within a year against $317m of liabilities due within a year.
Short-term assets cover long-term liabilities $592m short-term assets against $966m of longer-dated liabilities.
More cash than debt Cash or debt not separately reported. Not assessable.
Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
Operating profit covers interest at least five times over Operating income of −$131m against $67m of interest.

From Ttec Holdings, Inc.'s latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Moat

23 /100

Weak moat

How hard Ttec Holdings's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

Returns on capital 4 / 20

Net income has been a median 3.8% of total assets over 10 years.
Durability 1 / 20

Operating margin has been a median 6.4%; its worst year was -6.8%.
Cash conversion 10 / 20

Free cash flow was positive in 7 of 9 years, at a median 4.4% of revenue.
Discipline 16 / 20

The diluted share count rose 2.6% over five years; stock-based pay has been a median 0.7% of revenue.

AI disruption exposure: High. In this industry, the core product is information work that AI systems increasingly perform. The score above includes a 15-point deduction for that exposure (38 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Ttec Holdings, Inc.'s SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Ttec Holdings, Inc.