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UMH Properties, Inc. key statistics and ratios

In fiscal 2025, UMH Properties, Inc. had return on equity of 0.7%, a net margin of 2.3% and debt equal to 61.4% of equity. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

UMH Properties, Inc.: financial ratios, annual
Fiscal year2016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Gross margin93.5%92.5%91.0%91.2%91.2%——————
Net margin11.6%11.2%−27.9%18.9%3.1%27.4%−18.5%−3.9%1.0%2.3%1.6%
Free-cash-flow margin−29.2%−18.8%−9.9%−17.7%−6.1%3.2%−45.1%−1.7%−4.4%−12.4%−13.2%
Return on equity3.6%3.4%−8.6%5.7%1.0%8.2%−5.6%−1.4%0.3%0.7%0.5%
Return on assets1.7%1.7%−4.2%2.9%0.5%4.3%−2.8%−0.6%0.2%0.4%0.3%
Asset turnover0.150.150.150.150.150.160.150.160.160.160.16
Debt to equity92.4%72.4%78.0%68.4%94.0%61.0%92.7%70.5%53.1%61.4%61.8%
Capital spending as % of revenue58.6%55.0%40.9%44.0%46.9%31.8%41.4%56.1%38.3%43.7%43.2%
Free cash flow ÷ net income−251.3%−167.0%—−93.8%−196.3%11.6%——−424.8%−543.1%−848.3%
Dividends ÷ net income152.8%164.0%—76.1%527.3%61.7%——>999%>999%>999%
Dividends and buybacks ÷ free cash flow—————532.6%—————

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

14 /100

Weak moat

How hard UMH Properties's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 0 / 20

    Net income has been a median 0.3% of total assets over 10 years.

  • Durability 0 / 20

    Net margin has been a median 1.6%; its worst year was -13.6%.

  • Cash conversion 1 / 20

    Free cash flow was positive in 1 of 9 years, at a median -13.0% of revenue.

  • Discipline 10 / 20

    The diluted share count rose 118.2% over five years; stock-based pay has been a median 1.7% of revenue.

AI disruption exposure: Low. In this industry, the business rests on physical assets, regulated networks or products AI itself depends on.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: CSR vs UMHNXRT vs UMHCLPR vs UMH

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Figures from UMH Properties, Inc.'s SEC filings (10-K and 10-Q), retrieved November 2, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to UMH Properties, Inc.