UMH Properties, Inc. key statistics and ratios
In fiscal 2025, UMH Properties, Inc. had return on equity of 0.7%, a net margin of 2.3% and debt equal to 61.4% of equity. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.
Financial ratios
| Fiscal year | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin | 93.5% | 92.5% | 91.0% | 91.2% | 91.2% | — | — | — | — | — | — |
| Net margin | 11.6% | 11.2% | −27.9% | 18.9% | 3.1% | 27.4% | −18.5% | −3.9% | 1.0% | 2.3% | 1.6% |
| Free-cash-flow margin | −29.2% | −18.8% | −9.9% | −17.7% | −6.1% | 3.2% | −45.1% | −1.7% | −4.4% | −12.4% | −13.2% |
| Return on equity | 3.6% | 3.4% | −8.6% | 5.7% | 1.0% | 8.2% | −5.6% | −1.4% | 0.3% | 0.7% | 0.5% |
| Return on assets | 1.7% | 1.7% | −4.2% | 2.9% | 0.5% | 4.3% | −2.8% | −0.6% | 0.2% | 0.4% | 0.3% |
| Asset turnover | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.16 | 0.15 | 0.16 | 0.16 | 0.16 | 0.16 |
| Debt to equity | 92.4% | 72.4% | 78.0% | 68.4% | 94.0% | 61.0% | 92.7% | 70.5% | 53.1% | 61.4% | 61.8% |
| Capital spending as % of revenue | 58.6% | 55.0% | 40.9% | 44.0% | 46.9% | 31.8% | 41.4% | 56.1% | 38.3% | 43.7% | 43.2% |
| Free cash flow ÷ net income | −251.3% | −167.0% | — | −93.8% | −196.3% | 11.6% | — | — | −424.8% | −543.1% | −848.3% |
| Dividends ÷ net income | 152.8% | 164.0% | — | 76.1% | 527.3% | 61.7% | — | — | >999% | >999% | >999% |
| Dividends and buybacks ÷ free cash flow | — | — | — | — | — | 532.6% | — | — | — | — | — |
Moat
Weak moat
How hard UMH Properties's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.
- Returns on capital 0 / 20
Net income has been a median 0.3% of total assets over 10 years.
- Durability 0 / 20
Net margin has been a median 1.6%; its worst year was -13.6%.
- Cash conversion 1 / 20
Free cash flow was positive in 1 of 9 years, at a median -13.0% of revenue.
- Discipline 10 / 20
The diluted share count rose 118.2% over five years; stock-based pay has been a median 1.7% of revenue.
AI disruption exposure: Low. In this industry, the business rests on physical assets, regulated networks or products AI itself depends on.
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