Acnb vs Southern Missouri Bancorp
Acnb and Southern Missouri Bancorp are similar in size: $192m and $201m of revenue in their latest fiscal years. Acnb grew faster (45.1% against 9.9%). Southern Missouri Bancorp kept more of each dollar of sales as profit: a net margin of 35.8% against 19.3%.
| Latest fiscal year | AcnbACNB, 2025 | Southern Missouri BancorpSMBC, 2026 |
|---|---|---|
| Revenue | $192m | $201m |
| Revenue growth | 45.1% | 9.9% |
| Net income | $37.1m | $71.8m |
| Operating margin | — | — |
| Net margin | 19.3% | 35.8% |
| Return on equity | 10.2% | 12.7% |
| Free cash flow | $52.6m | $76.6m |
| Cash | $65.6m | $91.0m |
| Total debt | $320m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.38 | $1.00 |
| Dividend yield | 3.0% | 1.4% |
| Share buybacks | $11.2m | — |
| Employees | — | 711 |
| Market value | $676m | $789m |
| Price vs our value range | — | — |
| Moat score | 62 (Moderate) | 63 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 11 sales |