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Acnb vs Trustco Bank Corp N Y

Acnb and Trustco Bank Corp N Y are similar in size: $192m and $188m of revenue in their latest fiscal years. Acnb grew faster (45.1% against 9.4%). Trustco Bank Corp N Y kept more of each dollar of sales as profit: a net margin of 32.5% against 19.3%.

Latest fiscal yearAcnbACNB, 2025Trustco Bank Corp N YTRST, 2025
Revenue $192m $188m
Revenue growth 45.1% 9.4%
Net income $37.1m $61.1m
Operating margin — —
Net margin 19.3% 32.5%
Return on equity 10.2% 9.0%
Free cash flow $52.6m $45.7m
Cash $65.6m $730m
Total debt $320m $120m
Debt to equity — —
Dividend per share $1.38 $1.48
Dividend yield 3.0% 2.8%
Share buybacks $11.2m $38.1m
Employees — 819
Market value $676m $982m
Price vs our value range — —
Moat score 62 (Moderate) 78 (Strong)
Insider trades, 12 months 0 buys, 0 sales 0 buys, 0 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.