Southern Missouri Bancorp vs Trustco Bank Corp N Y
Southern Missouri Bancorp and Trustco Bank Corp N Y are similar in size: $201m and $188m of revenue in their latest fiscal years. Southern Missouri Bancorp grew faster (9.9% against 9.4%). Southern Missouri Bancorp kept more of each dollar of sales as profit: a net margin of 35.8% against 32.5%.
| Latest fiscal year | Southern Missouri BancorpSMBC, 2026 | Trustco Bank Corp N YTRST, 2025 |
|---|---|---|
| Revenue | $201m | $188m |
| Revenue growth | 9.9% | 9.4% |
| Net income | $71.8m | $61.1m |
| Operating margin | — | — |
| Net margin | 35.8% | 32.5% |
| Return on equity | 12.7% | 9.0% |
| Free cash flow | $76.6m | $45.7m |
| Cash | $91.0m | $730m |
| Total debt | $0 | $120m |
| Debt to equity | — | — |
| Dividend per share | $1.00 | $1.48 |
| Dividend yield | 1.4% | 2.8% |
| Share buybacks | — | $38.1m |
| Employees | 711 | 819 |
| Market value | $789m | $982m |
| Price vs our value range | — | — |
| Moat score | 63 (Moderate) | 78 (Strong) |
| Insider trades, 12 months | 0 buys, 11 sales | 0 buys, 0 sales |