American Integrity Insurance Group vs Octave Specialty Group
American Integrity Insurance Group and Octave Specialty Group are similar in size: $276m and $251m of revenue in their latest fiscal years. American Integrity Insurance Group grew faster (35.3% against 6.5%). American Integrity Insurance Group kept more of each dollar of sales as profit: a net margin of 36.0% against -103.1%. American Integrity Insurance Group carries less debt relative to equity (0.2% against 16.4%).
| Latest fiscal year | American Integrity Insurance GroupAII, 2025 | Octave Specialty GroupOSG, 2025 |
|---|---|---|
| Revenue | $276m | $251m |
| Revenue growth | 35.3% | 6.5% |
| Net income | $99.6m | −$259m |
| Operating margin | — | — |
| Net margin | 36.0% | -103.1% |
| Return on equity | 39.9% | -34.2% |
| Free cash flow | $133m | — |
| Cash | $204m | $68.4m |
| Total debt | $618,000 | $118m |
| Debt to equity | 0.2% | 16.4% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | $29.9m |
| Employees | — | 275 |
| Market value | $575m | $229m |
| Price vs our value range | — | — |
| Moat score | — | 36 (Weak) |
| Insider trades, 12 months | 6 buys, 30 sales | 2 buys, 0 sales |