American Integrity Insurance Group, Inc. key statistics and ratios
In fiscal 2025, American Integrity Insurance Group, Inc. had return on equity of 39.9%, a net margin of 36.0% and debt equal to 0.2% of equity. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.
Financial ratios
| Fiscal year | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|
| Net margin | 19.4% | 36.0% | 26.2% |
| Free-cash-flow margin | 72.2% | 48.2% | 48.7% |
| Return on equity | 24.5% | 39.9% | 24.9% |
| Return on assets | 3.3% | 8.2% | 6.2% |
| Asset turnover | 0.17 | 0.23 | 0.24 |
| Debt to equity | 0.6% | 0.2% | 0.1% |
| Effective tax rate | 22.1% | 13.4% | 27.6% |
| Capital spending as % of revenue | 0.6% | 1.8% | 2.7% |
| Free cash flow ÷ net income | 371.4% | 133.7% | 185.8% |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Net margin | 9.7% | 12.5% | 53.0% | 36.9% | 21.2% | 30.7% | 21.9% | 29.6% |
| Free-cash-flow margin | −67.2% | 227.4% | 94.6% | 36.1% | −19.2% | 73.8% | 6.1% | 104.1% |
| Debt to equity | — | 0.6% | 0.5% | 0.3% | 0.2% | 0.2% | 0.2% | 0.1% |
Moat
Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.
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