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American Integrity Insurance Group, Inc. key statistics and ratios

In fiscal 2025, American Integrity Insurance Group, Inc. had return on equity of 39.9%, a net margin of 36.0% and debt equal to 0.2% of equity. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

American Integrity Insurance Group, Inc.: financial ratios, annual
Fiscal year2024Dec 20242025Dec 2025LTMJun 2026
Net margin19.4%36.0%26.2%
Free-cash-flow margin72.2%48.2%48.7%
Return on equity24.5%39.9%24.9%
Return on assets3.3%8.2%6.2%
Asset turnover0.170.230.24
Debt to equity0.6%0.2%0.1%
Effective tax rate22.1%13.4%27.6%
Capital spending as % of revenue0.6%1.8%2.7%
Free cash flow ÷ net income371.4%133.7%185.8%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

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Figures from American Integrity Insurance Group, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to American Integrity Insurance Group, Inc.