undamentalytics Newsletter

Auburn National Bancorporation vs Bayfirst Financial

Bayfirst Financial is the larger business, with $63.1m of revenue in fiscal 2025 against $32.8m for Auburn National Bancorporation (1.9 times as much). Auburn National Bancorporation grew faster (7.2% against -34.3%). Auburn National Bancorporation kept more of each dollar of sales as profit: a net margin of 22.1% against -39.0%.

Latest fiscal yearAuburn National BancorporationAUBN, 2025Bayfirst FinancialBAFN, 2025
Revenue $32.8m $63.1m
Revenue growth 7.2% -34.3%
Net income $7.3m −$24.6m
Operating margin — —
Net margin 22.1% -39.0%
Return on equity 8.5% -26.1%
Free cash flow $10.9m $289m
Cash $148m $207m
Total debt $0 $0
Debt to equity — —
Dividend per share $1.08 $0.16
Dividend yield 4.2% 0.0%
Share buybacks — $335,000
Employees 145 145
Market value $92.6m $24.1m
Price vs our value range — —
Moat score — —
Insider trades, 12 months 44 buys, 0 sales 0 buys, 0 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

Go deeper

Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.