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Bayfirst Financial Corp. income statement

In fiscal 2025, Bayfirst Financial Corp. reported revenue of $63.1m, down 34.3% on the year before and net income of −$24.6m, or −$6.32 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Bayfirst Financial Corp.: income statement, annual
Fiscal year2020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue131586286966333
Interest expense107932———
Net interest income33373036374541
Non-interest income982232505918−8
Non-interest expense98505568677070
Provision for credit losses17−4−110162546
Income before tax16127814−33−83
Income tax33224−8−21
Net income1325−0610−25−60
Diluted EPS$3.01$5.91−$0.22$1.12$2.09−$6.32−$14.67
Diluted shares (average)4m4m4m5m4m4m4m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Bayfirst Financial Corp.'s SEC filings (10-K and 10-Q), retrieved October 31, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Bayfirst Financial Corp.