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Auburn National Bancorporation, Inc key statistics and ratios

In fiscal 2025, Auburn National Bancorporation, Inc had return on equity of 8.5% and a net margin of 22.1%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Auburn National Bancorporation, Inc: financial ratios, annual
Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Net margin11.3%20.9%22.7%21.6%25.2%29.3%28.8%31.2%28.1%30.6%30.9%25.1%28.4%30.7%6.0%20.9%22.1%24.5%
Return on equity4.3%9.5%9.1%10.0%10.6%10.6%10.1%10.1%9.3%10.0%10.4%7.2%7.6%12.0%1.9%8.3%8.5%9.0%
Return on assets—0.7%0.7%0.9%0.9%1.0%1.0%1.0%0.9%1.1%1.2%0.8%0.8%1.0%0.1%0.7%0.7%0.8%
Effective tax rate−16.5%13.0%1.0%17.3%24.3%27.2%26.4%27.6%31.7%19.8%19.6%17.7%14.9%19.5%—23.8%21.2%21.5%
Dividends ÷ net income—53.2%52.6%44.2%43.0%42.1%40.8%40.2%42.7%39.6%36.7%48.8%45.8%36.0%270.7%59.0%52.0%45.0%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: AUBN vs SRBKAUBN vs BAFNAUBN vs BYFC

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from Auburn National Bancorporation, Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Auburn National Bancorporation, Inc.