Bank of America vs Citigroup
Bank of America is the larger business, with $113.10bn of revenue in fiscal 2025 against $85.22bn for Citigroup (1.3 times as much). Bank of America grew faster (6.8% against 5.6%). Bank of America kept more of each dollar of sales as profit: a net margin of 27.0% against 16.8%.
| Latest fiscal year | Bank of AmericaBAC, 2025 | CitigroupC, 2025 |
|---|---|---|
| Revenue | $113.10bn | $85.22bn |
| Revenue growth | 6.8% | 5.6% |
| Net income | $30.51bn | $14.31bn |
| Operating margin | — | — |
| Net margin | 27.0% | 16.8% |
| Return on equity | 10.2% | 6.8% |
| Free cash flow | — | −$74.15bn |
| Cash | $231.84bn | $349.58bn |
| Total debt | $365.90bn | $367.70bn |
| Debt to equity | — | — |
| Dividend per share | $1.08 | — |
| Dividend yield | 2.9% | 2.5% |
| Share buybacks | $21.43bn | $13.25bn |
| Employees | 213,000 | — |
| Market value | $342.53bn | $212.06bn |
| Price vs our value range | — | — |
| Moat score | 75 (Strong) | 45 (Moderate) |
| Insider trades, 12 months | 51 buys, 98 sales | 0 buys, 11 sales |