Citigroup vs JPMorgan Chase
JPMorgan Chase is the larger business, with $182.45bn of revenue in fiscal 2025 against $85.22bn for Citigroup (2.1 times as much). Citigroup grew faster (5.6% against 2.8%). JPMorgan Chase kept more of each dollar of sales as profit: a net margin of 31.3% against 16.8%.
| Latest fiscal year | CitigroupC, 2025 | JPMorgan ChaseJPM, 2025 |
|---|---|---|
| Revenue | $85.22bn | $182.45bn |
| Revenue growth | 5.6% | 2.8% |
| Net income | $14.31bn | $57.05bn |
| Operating margin | — | — |
| Net margin | 16.8% | 31.3% |
| Return on equity | 6.8% | 16.1% |
| Free cash flow | −$74.15bn | — |
| Cash | $349.58bn | $343.34bn |
| Total debt | $367.70bn | $499.98bn |
| Debt to equity | — | — |
| Dividend per share | — | $5.80 |
| Dividend yield | 2.5% | 1.9% |
| Share buybacks | $13.25bn | $31.59bn |
| Employees | — | 318,512 |
| Market value | $212.06bn | $908.13bn |
| Price vs our value range | — | — |
| Moat score | 45 (Moderate) | 87 (Strong) |
| Insider trades, 12 months | 0 buys, 11 sales | 0 buys, 46 sales |